LTV · monthly repayment
▼ 0.50% · 3.625%
HK$233,215
−HK$14,624/mo
▼ 0.25% · 3.875%
HK$240,469
−HK$7,370/mo
Today · 4.125%
HK$247,839
baseline
▲ 0.50% · 4.625%
HK$262,920
+HK$15,081/mo
Deposit HK$51.14M · loan HK$51.14M · min. income ≈ HK$495,678/mo (50% DSR)
Upfront cash ≈ HK$56.07M (deposit + AVD stamp duty HK$4,932,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,449
−HK$14,017/mo
▼ 0.25% · 3.875%
HK$266,407
−HK$7,059/mo
Today · 4.125%
HK$273,466
baseline
▲ 0.50% · 4.625%
HK$287,881
+HK$14,415/mo
Deposit HK$51.14M · loan HK$51.14M · min. income ≈ HK$546,932/mo (50% DSR)
Upfront cash ≈ HK$56.07M (deposit + AVD stamp duty HK$4,932,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,857
−HK$17,550/mo
▼ 0.25% · 3.875%
HK$288,563
−HK$8,844/mo
Today · 4.125%
HK$297,407
baseline
▲ 0.50% · 4.625%
HK$315,503
+HK$18,096/mo
Deposit HK$40.91M · loan HK$61.37M · min. income ≈ HK$594,814/mo (50% DSR)
Upfront cash ≈ HK$45.84M (deposit + AVD stamp duty HK$4,932,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,339
−HK$16,820/mo
▼ 0.25% · 3.875%
HK$319,689
−HK$8,470/mo
Today · 4.125%
HK$328,159
baseline
▲ 0.50% · 4.625%
HK$345,457
+HK$17,298/mo
Deposit HK$40.91M · loan HK$61.37M · min. income ≈ HK$656,318/mo (50% DSR)
Upfront cash ≈ HK$45.84M (deposit + AVD stamp duty HK$4,932,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,500
−HK$20,475/mo
▼ 0.25% · 3.875%
HK$336,656
−HK$10,319/mo
Today · 4.125%
HK$346,975
baseline
▲ 0.50% · 4.625%
HK$368,087
+HK$21,112/mo
Deposit HK$30.68M · loan HK$71.59M · min. income ≈ HK$693,950/mo (50% DSR)
Upfront cash ≈ HK$35.62M (deposit + AVD stamp duty HK$4,932,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$363,228
−HK$19,624/mo
▼ 0.25% · 3.875%
HK$372,970
−HK$9,882/mo
Today · 4.125%
HK$382,852
baseline
▲ 0.50% · 4.625%
HK$403,033
+HK$20,181/mo
Deposit HK$30.68M · loan HK$71.59M · min. income ≈ HK$765,704/mo (50% DSR)
Upfront cash ≈ HK$35.62M (deposit + AVD stamp duty HK$4,932,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$419,786
−HK$26,324/mo
▼ 0.25% · 3.875%
HK$432,844
−HK$13,266/mo
Today · 4.125%
HK$446,110
baseline
▲ 0.50% · 4.625%
HK$473,255
+HK$27,145/mo
Deposit HK$10.23M · loan HK$92.05M · min. income ≈ HK$892,220/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$4,932,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$467,008
−HK$25,231/mo
▼ 0.25% · 3.875%
HK$479,533
−HK$12,706/mo
Today · 4.125%
HK$492,239
baseline
▲ 0.50% · 4.625%
HK$518,186
+HK$25,947/mo
Deposit HK$10.23M · loan HK$92.05M · min. income ≈ HK$984,478/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$4,932,674 · Scale 2, in force from 26 Feb 2026)