LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,324
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,049
−HK$738/mo
Today · 4.125%
HK$24,787
baseline
▲ 0.50% · 4.625%
HK$26,295
+HK$1,508/mo
Deposit HK$5.11M · loan HK$5.11M · min. income ≈ HK$49,574/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$383,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,948
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,644
−HK$705/mo
Today · 4.125%
HK$27,349
baseline
▲ 0.50% · 4.625%
HK$28,791
+HK$1,442/mo
Deposit HK$5.11M · loan HK$5.11M · min. income ≈ HK$54,698/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$383,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,989
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,859
−HK$885/mo
Today · 4.125%
HK$29,744
baseline
▲ 0.50% · 4.625%
HK$31,554
+HK$1,810/mo
Deposit HK$4.09M · loan HK$6.14M · min. income ≈ HK$59,488/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$383,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,137
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,972
−HK$847/mo
Today · 4.125%
HK$32,819
baseline
▲ 0.50% · 4.625%
HK$34,549
+HK$1,730/mo
Deposit HK$4.09M · loan HK$6.14M · min. income ≈ HK$65,638/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$383,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,653
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,669
−HK$1,032/mo
Today · 4.125%
HK$34,701
baseline
▲ 0.50% · 4.625%
HK$36,813
+HK$2,112/mo
Deposit HK$3.07M · loan HK$7.16M · min. income ≈ HK$69,402/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$383,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,327
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,301
−HK$988/mo
Today · 4.125%
HK$38,289
baseline
▲ 0.50% · 4.625%
HK$40,308
+HK$2,019/mo
Deposit HK$3.07M · loan HK$7.16M · min. income ≈ HK$76,578/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$383,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,983
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,289
−HK$1,327/mo
Today · 4.125%
HK$44,616
baseline
▲ 0.50% · 4.625%
HK$47,331
+HK$2,715/mo
Deposit HK$1.02M · loan HK$9.21M · min. income ≈ HK$89,232/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$383,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,706
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,958
−HK$1,271/mo
Today · 4.125%
HK$49,229
baseline
▲ 0.50% · 4.625%
HK$51,824
+HK$2,595/mo
Deposit HK$1.02M · loan HK$9.21M · min. income ≈ HK$98,458/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$383,574 · Scale 2, in force from 26 Feb 2026)