LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,328
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,054
−HK$737/mo
Today · 4.125%
HK$24,791
baseline
▲ 0.50% · 4.625%
HK$26,300
+HK$1,509/mo
Deposit HK$5.12M · loan HK$5.12M · min. income ≈ HK$49,582/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$383,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,952
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,648
−HK$707/mo
Today · 4.125%
HK$27,355
baseline
▲ 0.50% · 4.625%
HK$28,796
+HK$1,441/mo
Deposit HK$5.12M · loan HK$5.12M · min. income ≈ HK$54,710/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$383,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,994
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,865
−HK$884/mo
Today · 4.125%
HK$29,749
baseline
▲ 0.50% · 4.625%
HK$31,559
+HK$1,810/mo
Deposit HK$4.09M · loan HK$6.14M · min. income ≈ HK$59,498/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$383,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,143
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,978
−HK$847/mo
Today · 4.125%
HK$32,825
baseline
▲ 0.50% · 4.625%
HK$34,556
+HK$1,731/mo
Deposit HK$4.09M · loan HK$6.14M · min. income ≈ HK$65,650/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$383,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,659
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,675
−HK$1,033/mo
Today · 4.125%
HK$34,708
baseline
▲ 0.50% · 4.625%
HK$36,819
+HK$2,111/mo
Deposit HK$3.07M · loan HK$7.16M · min. income ≈ HK$69,416/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$383,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,333
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,308
−HK$988/mo
Today · 4.125%
HK$38,296
baseline
▲ 0.50% · 4.625%
HK$40,315
+HK$2,019/mo
Deposit HK$3.07M · loan HK$7.16M · min. income ≈ HK$76,592/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$383,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,991
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,297
−HK$1,327/mo
Today · 4.125%
HK$44,624
baseline
▲ 0.50% · 4.625%
HK$47,339
+HK$2,715/mo
Deposit HK$1.02M · loan HK$9.21M · min. income ≈ HK$89,248/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$383,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,714
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$47,967
−HK$1,271/mo
Today · 4.125%
HK$49,238
baseline
▲ 0.50% · 4.625%
HK$51,834
+HK$2,596/mo
Deposit HK$1.02M · loan HK$9.21M · min. income ≈ HK$98,476/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$383,645 · Scale 2, in force from 26 Feb 2026)