LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,330
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,056
−HK$737/mo
Today · 4.125%
HK$24,793
baseline
▲ 0.50% · 4.625%
HK$26,301
+HK$1,508/mo
Deposit HK$5.12M · loan HK$5.12M · min. income ≈ HK$49,586/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$383,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,954
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,650
−HK$706/mo
Today · 4.125%
HK$27,356
baseline
▲ 0.50% · 4.625%
HK$28,798
+HK$1,442/mo
Deposit HK$5.12M · loan HK$5.12M · min. income ≈ HK$54,712/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$383,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,996
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,867
−HK$884/mo
Today · 4.125%
HK$29,751
baseline
▲ 0.50% · 4.625%
HK$31,562
+HK$1,811/mo
Deposit HK$4.09M · loan HK$6.14M · min. income ≈ HK$59,502/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$383,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,145
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,980
−HK$848/mo
Today · 4.125%
HK$32,828
baseline
▲ 0.50% · 4.625%
HK$34,558
+HK$1,730/mo
Deposit HK$4.09M · loan HK$6.14M · min. income ≈ HK$65,656/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$383,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,662
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,678
−HK$1,032/mo
Today · 4.125%
HK$34,710
baseline
▲ 0.50% · 4.625%
HK$36,822
+HK$2,112/mo
Deposit HK$3.07M · loan HK$7.16M · min. income ≈ HK$69,420/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$383,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,336
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,310
−HK$989/mo
Today · 4.125%
HK$38,299
baseline
▲ 0.50% · 4.625%
HK$40,318
+HK$2,019/mo
Deposit HK$3.07M · loan HK$7.16M · min. income ≈ HK$76,598/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$383,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,994
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,300
−HK$1,327/mo
Today · 4.125%
HK$44,627
baseline
▲ 0.50% · 4.625%
HK$47,343
+HK$2,716/mo
Deposit HK$1.02M · loan HK$9.21M · min. income ≈ HK$89,254/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$383,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,718
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$47,970
−HK$1,272/mo
Today · 4.125%
HK$49,242
baseline
▲ 0.50% · 4.625%
HK$51,837
+HK$2,595/mo
Deposit HK$1.02M · loan HK$9.21M · min. income ≈ HK$98,484/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$383,672 · Scale 2, in force from 26 Feb 2026)