LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,331
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,056
−HK$738/mo
Today · 4.125%
HK$24,794
baseline
▲ 0.50% · 4.625%
HK$26,302
+HK$1,508/mo
Deposit HK$5.12M · loan HK$5.12M · min. income ≈ HK$49,588/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$383,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,955
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,651
−HK$706/mo
Today · 4.125%
HK$27,357
baseline
▲ 0.50% · 4.625%
HK$28,799
+HK$1,442/mo
Deposit HK$5.12M · loan HK$5.12M · min. income ≈ HK$54,714/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$383,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,997
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,868
−HK$884/mo
Today · 4.125%
HK$29,752
baseline
▲ 0.50% · 4.625%
HK$31,563
+HK$1,811/mo
Deposit HK$4.09M · loan HK$6.14M · min. income ≈ HK$59,504/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$383,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,146
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,981
−HK$848/mo
Today · 4.125%
HK$32,829
baseline
▲ 0.50% · 4.625%
HK$34,559
+HK$1,730/mo
Deposit HK$4.09M · loan HK$6.14M · min. income ≈ HK$65,658/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$383,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,663
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,679
−HK$1,032/mo
Today · 4.125%
HK$34,711
baseline
▲ 0.50% · 4.625%
HK$36,823
+HK$2,112/mo
Deposit HK$3.07M · loan HK$7.16M · min. income ≈ HK$69,422/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$383,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,337
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,312
−HK$988/mo
Today · 4.125%
HK$38,300
baseline
▲ 0.50% · 4.625%
HK$40,319
+HK$2,019/mo
Deposit HK$3.07M · loan HK$7.16M · min. income ≈ HK$76,600/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$383,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,995
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$43,301
−HK$1,328/mo
Today · 4.125%
HK$44,629
baseline
▲ 0.50% · 4.625%
HK$47,344
+HK$2,715/mo
Deposit HK$1.02M · loan HK$9.21M · min. income ≈ HK$89,258/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$383,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,719
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$47,972
−HK$1,271/mo
Today · 4.125%
HK$49,243
baseline
▲ 0.50% · 4.625%
HK$51,839
+HK$2,596/mo
Deposit HK$1.02M · loan HK$9.21M · min. income ≈ HK$98,486/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$383,685 · Scale 2, in force from 26 Feb 2026)