LTV · monthly repayment
▼ 0.50% · 3.625%
HK$233,342
−HK$14,632/mo
▼ 0.25% · 3.875%
HK$240,600
−HK$7,374/mo
Today · 4.125%
HK$247,974
baseline
▲ 0.50% · 4.625%
HK$263,063
+HK$15,089/mo
Deposit HK$51.17M · loan HK$51.17M · min. income ≈ HK$495,948/mo (50% DSR)
Upfront cash ≈ HK$56.12M (deposit + AVD stamp duty HK$4,949,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,590
−HK$14,025/mo
▼ 0.25% · 3.875%
HK$266,552
−HK$7,063/mo
Today · 4.125%
HK$273,615
baseline
▲ 0.50% · 4.625%
HK$288,038
+HK$14,423/mo
Deposit HK$51.17M · loan HK$51.17M · min. income ≈ HK$547,230/mo (50% DSR)
Upfront cash ≈ HK$56.12M (deposit + AVD stamp duty HK$4,949,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,010
−HK$17,559/mo
▼ 0.25% · 3.875%
HK$288,720
−HK$8,849/mo
Today · 4.125%
HK$297,569
baseline
▲ 0.50% · 4.625%
HK$315,675
+HK$18,106/mo
Deposit HK$40.93M · loan HK$61.40M · min. income ≈ HK$595,138/mo (50% DSR)
Upfront cash ≈ HK$45.88M (deposit + AVD stamp duty HK$4,949,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,508
−HK$16,830/mo
▼ 0.25% · 3.875%
HK$319,863
−HK$8,475/mo
Today · 4.125%
HK$328,338
baseline
▲ 0.50% · 4.625%
HK$345,645
+HK$17,307/mo
Deposit HK$40.93M · loan HK$61.40M · min. income ≈ HK$656,676/mo (50% DSR)
Upfront cash ≈ HK$45.88M (deposit + AVD stamp duty HK$4,949,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,678
−HK$20,486/mo
▼ 0.25% · 3.875%
HK$336,840
−HK$10,324/mo
Today · 4.125%
HK$347,164
baseline
▲ 0.50% · 4.625%
HK$368,288
+HK$21,124/mo
Deposit HK$30.70M · loan HK$71.63M · min. income ≈ HK$694,328/mo (50% DSR)
Upfront cash ≈ HK$35.65M (deposit + AVD stamp duty HK$4,949,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$363,426
−HK$19,635/mo
▼ 0.25% · 3.875%
HK$373,173
−HK$9,888/mo
Today · 4.125%
HK$383,061
baseline
▲ 0.50% · 4.625%
HK$403,253
+HK$20,192/mo
Deposit HK$30.70M · loan HK$71.63M · min. income ≈ HK$766,122/mo (50% DSR)
Upfront cash ≈ HK$35.65M (deposit + AVD stamp duty HK$4,949,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$420,015
−HK$26,339/mo
▼ 0.25% · 3.875%
HK$433,080
−HK$13,274/mo
Today · 4.125%
HK$446,354
baseline
▲ 0.50% · 4.625%
HK$473,513
+HK$27,159/mo
Deposit HK$10.23M · loan HK$92.10M · min. income ≈ HK$892,708/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$4,949,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$467,263
−HK$25,244/mo
▼ 0.25% · 3.875%
HK$479,794
−HK$12,713/mo
Today · 4.125%
HK$492,507
baseline
▲ 0.50% · 4.625%
HK$518,468
+HK$25,961/mo
Deposit HK$10.23M · loan HK$92.10M · min. income ≈ HK$985,014/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$4,949,401 · Scale 2, in force from 26 Feb 2026)