LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,341
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,067
−HK$738/mo
Today · 4.125%
HK$24,805
baseline
▲ 0.50% · 4.625%
HK$26,314
+HK$1,509/mo
Deposit HK$5.12M · loan HK$5.12M · min. income ≈ HK$49,610/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$383,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,967
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,663
−HK$707/mo
Today · 4.125%
HK$27,370
baseline
▲ 0.50% · 4.625%
HK$28,812
+HK$1,442/mo
Deposit HK$5.12M · loan HK$5.12M · min. income ≈ HK$54,740/mo (50% DSR)
Upfront cash ≈ HK$5.50M (deposit + AVD stamp duty HK$383,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,009
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,880
−HK$886/mo
Today · 4.125%
HK$29,766
baseline
▲ 0.50% · 4.625%
HK$31,577
+HK$1,811/mo
Deposit HK$4.09M · loan HK$6.14M · min. income ≈ HK$59,532/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$383,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,160
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,996
−HK$847/mo
Today · 4.125%
HK$32,843
baseline
▲ 0.50% · 4.625%
HK$34,575
+HK$1,732/mo
Deposit HK$4.09M · loan HK$6.14M · min. income ≈ HK$65,686/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$383,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,677
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,694
−HK$1,033/mo
Today · 4.125%
HK$34,727
baseline
▲ 0.50% · 4.625%
HK$36,840
+HK$2,113/mo
Deposit HK$3.07M · loan HK$7.17M · min. income ≈ HK$69,454/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$383,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,353
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,328
−HK$989/mo
Today · 4.125%
HK$38,317
baseline
▲ 0.50% · 4.625%
HK$40,337
+HK$2,020/mo
Deposit HK$3.07M · loan HK$7.17M · min. income ≈ HK$76,634/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$383,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,014
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,321
−HK$1,328/mo
Today · 4.125%
HK$44,649
baseline
▲ 0.50% · 4.625%
HK$47,365
+HK$2,716/mo
Deposit HK$1.02M · loan HK$9.21M · min. income ≈ HK$89,298/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$383,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,740
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,994
−HK$1,271/mo
Today · 4.125%
HK$49,265
baseline
▲ 0.50% · 4.625%
HK$51,862
+HK$2,597/mo
Deposit HK$1.02M · loan HK$9.21M · min. income ≈ HK$98,530/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$383,856 · Scale 2, in force from 26 Feb 2026)