LTV · monthly repayment
▼ 0.50% · 3.625%
HK$233,473
−HK$14,641/mo
▼ 0.25% · 3.875%
HK$240,735
−HK$7,379/mo
Today · 4.125%
HK$248,114
baseline
▲ 0.50% · 4.625%
HK$263,211
+HK$15,097/mo
Deposit HK$51.19M · loan HK$51.19M · min. income ≈ HK$496,228/mo (50% DSR)
Upfront cash ≈ HK$56.16M (deposit + AVD stamp duty HK$4,966,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,736
−HK$14,033/mo
▼ 0.25% · 3.875%
HK$266,702
−HK$7,067/mo
Today · 4.125%
HK$273,769
baseline
▲ 0.50% · 4.625%
HK$288,200
+HK$14,431/mo
Deposit HK$51.19M · loan HK$51.19M · min. income ≈ HK$547,538/mo (50% DSR)
Upfront cash ≈ HK$56.16M (deposit + AVD stamp duty HK$4,966,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,167
−HK$17,569/mo
▼ 0.25% · 3.875%
HK$288,882
−HK$8,854/mo
Today · 4.125%
HK$297,736
baseline
▲ 0.50% · 4.625%
HK$315,853
+HK$18,117/mo
Deposit HK$40.96M · loan HK$61.43M · min. income ≈ HK$595,472/mo (50% DSR)
Upfront cash ≈ HK$45.92M (deposit + AVD stamp duty HK$4,966,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,683
−HK$16,840/mo
▼ 0.25% · 3.875%
HK$320,043
−HK$8,480/mo
Today · 4.125%
HK$328,523
baseline
▲ 0.50% · 4.625%
HK$345,840
+HK$17,317/mo
Deposit HK$40.96M · loan HK$61.43M · min. income ≈ HK$657,046/mo (50% DSR)
Upfront cash ≈ HK$45.92M (deposit + AVD stamp duty HK$4,966,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,862
−HK$20,497/mo
▼ 0.25% · 3.875%
HK$337,029
−HK$10,330/mo
Today · 4.125%
HK$347,359
baseline
▲ 0.50% · 4.625%
HK$368,495
+HK$21,136/mo
Deposit HK$30.72M · loan HK$71.67M · min. income ≈ HK$694,718/mo (50% DSR)
Upfront cash ≈ HK$35.68M (deposit + AVD stamp duty HK$4,966,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$363,631
−HK$19,646/mo
▼ 0.25% · 3.875%
HK$373,383
−HK$9,894/mo
Today · 4.125%
HK$383,277
baseline
▲ 0.50% · 4.625%
HK$403,480
+HK$20,203/mo
Deposit HK$30.72M · loan HK$71.67M · min. income ≈ HK$766,554/mo (50% DSR)
Upfront cash ≈ HK$35.68M (deposit + AVD stamp duty HK$4,966,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$420,251
−HK$26,354/mo
▼ 0.25% · 3.875%
HK$433,323
−HK$13,282/mo
Today · 4.125%
HK$446,605
baseline
▲ 0.50% · 4.625%
HK$473,779
+HK$27,174/mo
Deposit HK$10.24M · loan HK$92.15M · min. income ≈ HK$893,210/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$4,966,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$467,525
−HK$25,259/mo
▼ 0.25% · 3.875%
HK$480,064
−HK$12,720/mo
Today · 4.125%
HK$492,784
baseline
▲ 0.50% · 4.625%
HK$518,759
+HK$25,975/mo
Deposit HK$10.24M · loan HK$92.15M · min. income ≈ HK$985,568/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$4,966,655 · Scale 2, in force from 26 Feb 2026)