LTV · monthly repayment
▼ 0.50% · 3.625%
HK$233,509
−HK$14,643/mo
▼ 0.25% · 3.875%
HK$240,773
−HK$7,379/mo
Today · 4.125%
HK$248,152
baseline
▲ 0.50% · 4.625%
HK$263,252
+HK$15,100/mo
Deposit HK$51.20M · loan HK$51.20M · min. income ≈ HK$496,304/mo (50% DSR)
Upfront cash ≈ HK$56.17M (deposit + AVD stamp duty HK$4,971,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,777
−HK$14,035/mo
▼ 0.25% · 3.875%
HK$266,744
−HK$7,068/mo
Today · 4.125%
HK$273,812
baseline
▲ 0.50% · 4.625%
HK$288,245
+HK$14,433/mo
Deposit HK$51.20M · loan HK$51.20M · min. income ≈ HK$547,624/mo (50% DSR)
Upfront cash ≈ HK$56.17M (deposit + AVD stamp duty HK$4,971,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,211
−HK$17,572/mo
▼ 0.25% · 3.875%
HK$288,927
−HK$8,856/mo
Today · 4.125%
HK$297,783
baseline
▲ 0.50% · 4.625%
HK$315,902
+HK$18,119/mo
Deposit HK$40.96M · loan HK$61.44M · min. income ≈ HK$595,566/mo (50% DSR)
Upfront cash ≈ HK$45.93M (deposit + AVD stamp duty HK$4,971,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,732
−HK$16,842/mo
▼ 0.25% · 3.875%
HK$320,093
−HK$8,481/mo
Today · 4.125%
HK$328,574
baseline
▲ 0.50% · 4.625%
HK$345,894
+HK$17,320/mo
Deposit HK$40.96M · loan HK$61.44M · min. income ≈ HK$657,148/mo (50% DSR)
Upfront cash ≈ HK$45.93M (deposit + AVD stamp duty HK$4,971,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,913
−HK$20,500/mo
▼ 0.25% · 3.875%
HK$337,082
−HK$10,331/mo
Today · 4.125%
HK$347,413
baseline
▲ 0.50% · 4.625%
HK$368,553
+HK$21,140/mo
Deposit HK$30.72M · loan HK$71.68M · min. income ≈ HK$694,826/mo (50% DSR)
Upfront cash ≈ HK$35.69M (deposit + AVD stamp duty HK$4,971,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$363,687
−HK$19,649/mo
▼ 0.25% · 3.875%
HK$373,441
−HK$9,895/mo
Today · 4.125%
HK$383,336
baseline
▲ 0.50% · 4.625%
HK$403,543
+HK$20,207/mo
Deposit HK$30.72M · loan HK$71.68M · min. income ≈ HK$766,672/mo (50% DSR)
Upfront cash ≈ HK$35.69M (deposit + AVD stamp duty HK$4,971,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$420,317
−HK$26,357/mo
▼ 0.25% · 3.875%
HK$433,391
−HK$13,283/mo
Today · 4.125%
HK$446,674
baseline
▲ 0.50% · 4.625%
HK$473,853
+HK$27,179/mo
Deposit HK$10.24M · loan HK$92.16M · min. income ≈ HK$893,348/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$4,971,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$467,598
−HK$25,263/mo
▼ 0.25% · 3.875%
HK$480,139
−HK$12,722/mo
Today · 4.125%
HK$492,861
baseline
▲ 0.50% · 4.625%
HK$518,840
+HK$25,979/mo
Deposit HK$10.24M · loan HK$92.16M · min. income ≈ HK$985,722/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$4,971,450 · Scale 2, in force from 26 Feb 2026)