LTV · monthly repayment
▼ 0.50% · 3.625%
HK$233,745
−HK$14,658/mo
▼ 0.25% · 3.875%
HK$241,016
−HK$7,387/mo
Today · 4.125%
HK$248,403
baseline
▲ 0.50% · 4.625%
HK$263,518
+HK$15,115/mo
Deposit HK$51.25M · loan HK$51.25M · min. income ≈ HK$496,806/mo (50% DSR)
Upfront cash ≈ HK$56.26M (deposit + AVD stamp duty HK$5,002,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,039
−HK$14,049/mo
▼ 0.25% · 3.875%
HK$267,013
−HK$7,075/mo
Today · 4.125%
HK$274,088
baseline
▲ 0.50% · 4.625%
HK$288,536
+HK$14,448/mo
Deposit HK$51.25M · loan HK$51.25M · min. income ≈ HK$548,176/mo (50% DSR)
Upfront cash ≈ HK$56.26M (deposit + AVD stamp duty HK$5,002,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,494
−HK$17,590/mo
▼ 0.25% · 3.875%
HK$289,219
−HK$8,865/mo
Today · 4.125%
HK$298,084
baseline
▲ 0.50% · 4.625%
HK$316,222
+HK$18,138/mo
Deposit HK$41.00M · loan HK$61.51M · min. income ≈ HK$596,168/mo (50% DSR)
Upfront cash ≈ HK$46.01M (deposit + AVD stamp duty HK$5,002,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,047
−HK$16,859/mo
▼ 0.25% · 3.875%
HK$320,416
−HK$8,490/mo
Today · 4.125%
HK$328,906
baseline
▲ 0.50% · 4.625%
HK$346,243
+HK$17,337/mo
Deposit HK$41.00M · loan HK$61.51M · min. income ≈ HK$657,812/mo (50% DSR)
Upfront cash ≈ HK$46.01M (deposit + AVD stamp duty HK$5,002,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,244
−HK$20,521/mo
▼ 0.25% · 3.875%
HK$337,423
−HK$10,342/mo
Today · 4.125%
HK$347,765
baseline
▲ 0.50% · 4.625%
HK$368,925
+HK$21,160/mo
Deposit HK$30.75M · loan HK$71.76M · min. income ≈ HK$695,530/mo (50% DSR)
Upfront cash ≈ HK$35.76M (deposit + AVD stamp duty HK$5,002,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,055
−HK$19,669/mo
▼ 0.25% · 3.875%
HK$373,819
−HK$9,905/mo
Today · 4.125%
HK$383,724
baseline
▲ 0.50% · 4.625%
HK$403,951
+HK$20,227/mo
Deposit HK$30.75M · loan HK$71.76M · min. income ≈ HK$767,448/mo (50% DSR)
Upfront cash ≈ HK$35.76M (deposit + AVD stamp duty HK$5,002,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$420,742
−HK$26,384/mo
▼ 0.25% · 3.875%
HK$433,829
−HK$13,297/mo
Today · 4.125%
HK$447,126
baseline
▲ 0.50% · 4.625%
HK$474,332
+HK$27,206/mo
Deposit HK$10.25M · loan HK$92.26M · min. income ≈ HK$894,252/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$5,002,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$468,071
−HK$25,288/mo
▼ 0.25% · 3.875%
HK$480,624
−HK$12,735/mo
Today · 4.125%
HK$493,359
baseline
▲ 0.50% · 4.625%
HK$519,365
+HK$26,006/mo
Deposit HK$10.25M · loan HK$92.26M · min. income ≈ HK$986,718/mo (50% DSR)
Upfront cash ≈ HK$15.25M (deposit + AVD stamp duty HK$5,002,511 · Scale 2, in force from 26 Feb 2026)