LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,385
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,112
−HK$739/mo
Today · 4.125%
HK$24,851
baseline
▲ 0.50% · 4.625%
HK$26,364
+HK$1,513/mo
Deposit HK$5.13M · loan HK$5.13M · min. income ≈ HK$49,702/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$384,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,016
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,713
−HK$708/mo
Today · 4.125%
HK$27,421
baseline
▲ 0.50% · 4.625%
HK$28,867
+HK$1,446/mo
Deposit HK$5.13M · loan HK$5.13M · min. income ≈ HK$54,842/mo (50% DSR)
Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$384,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,062
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,935
−HK$887/mo
Today · 4.125%
HK$29,822
baseline
▲ 0.50% · 4.625%
HK$31,636
+HK$1,814/mo
Deposit HK$4.10M · loan HK$6.15M · min. income ≈ HK$59,644/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$384,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,219
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,056
−HK$849/mo
Today · 4.125%
HK$32,905
baseline
▲ 0.50% · 4.625%
HK$34,640
+HK$1,735/mo
Deposit HK$4.10M · loan HK$6.15M · min. income ≈ HK$65,810/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$384,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,739
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,757
−HK$1,035/mo
Today · 4.125%
HK$34,792
baseline
▲ 0.50% · 4.625%
HK$36,909
+HK$2,117/mo
Deposit HK$3.08M · loan HK$7.18M · min. income ≈ HK$69,584/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$384,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,422
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,399
−HK$991/mo
Today · 4.125%
HK$38,390
baseline
▲ 0.50% · 4.625%
HK$40,413
+HK$2,023/mo
Deposit HK$3.08M · loan HK$7.18M · min. income ≈ HK$76,780/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$384,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,093
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$43,402
−HK$1,331/mo
Today · 4.125%
HK$44,733
baseline
▲ 0.50% · 4.625%
HK$47,455
+HK$2,722/mo
Deposit HK$1.03M · loan HK$9.23M · min. income ≈ HK$89,466/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$384,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,828
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$48,084
−HK$1,274/mo
Today · 4.125%
HK$49,358
baseline
▲ 0.50% · 4.625%
HK$51,960
+HK$2,602/mo
Deposit HK$1.03M · loan HK$9.23M · min. income ≈ HK$98,716/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$384,580 · Scale 2, in force from 26 Feb 2026)