LTV · monthly repayment
▼ 0.50% · 3.625%
HK$234,076
−HK$14,678/mo
▼ 0.25% · 3.875%
HK$241,357
−HK$7,397/mo
Today · 4.125%
HK$248,754
baseline
▲ 0.50% · 4.625%
HK$263,891
+HK$15,137/mo
Deposit HK$51.33M · loan HK$51.33M · min. income ≈ HK$497,508/mo (50% DSR)
Upfront cash ≈ HK$56.37M (deposit + AVD stamp duty HK$5,045,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,407
−HK$14,069/mo
▼ 0.25% · 3.875%
HK$267,391
−HK$7,085/mo
Today · 4.125%
HK$274,476
baseline
▲ 0.50% · 4.625%
HK$288,944
+HK$14,468/mo
Deposit HK$51.33M · loan HK$51.33M · min. income ≈ HK$548,952/mo (50% DSR)
Upfront cash ≈ HK$56.37M (deposit + AVD stamp duty HK$5,045,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,891
−HK$17,614/mo
▼ 0.25% · 3.875%
HK$289,628
−HK$8,877/mo
Today · 4.125%
HK$298,505
baseline
▲ 0.50% · 4.625%
HK$316,669
+HK$18,164/mo
Deposit HK$41.06M · loan HK$61.59M · min. income ≈ HK$597,010/mo (50% DSR)
Upfront cash ≈ HK$46.11M (deposit + AVD stamp duty HK$5,045,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,488
−HK$16,883/mo
▼ 0.25% · 3.875%
HK$320,869
−HK$8,502/mo
Today · 4.125%
HK$329,371
baseline
▲ 0.50% · 4.625%
HK$346,733
+HK$17,362/mo
Deposit HK$41.06M · loan HK$61.59M · min. income ≈ HK$658,742/mo (50% DSR)
Upfront cash ≈ HK$46.11M (deposit + AVD stamp duty HK$5,045,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,706
−HK$20,550/mo
▼ 0.25% · 3.875%
HK$337,900
−HK$10,356/mo
Today · 4.125%
HK$348,256
baseline
▲ 0.50% · 4.625%
HK$369,447
+HK$21,191/mo
Deposit HK$30.80M · loan HK$71.86M · min. income ≈ HK$696,512/mo (50% DSR)
Upfront cash ≈ HK$35.84M (deposit + AVD stamp duty HK$5,045,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,570
−HK$19,696/mo
▼ 0.25% · 3.875%
HK$374,347
−HK$9,919/mo
Today · 4.125%
HK$384,266
baseline
▲ 0.50% · 4.625%
HK$404,522
+HK$20,256/mo
Deposit HK$30.80M · loan HK$71.86M · min. income ≈ HK$768,532/mo (50% DSR)
Upfront cash ≈ HK$35.84M (deposit + AVD stamp duty HK$5,045,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$421,337
−HK$26,421/mo
▼ 0.25% · 3.875%
HK$434,443
−HK$13,315/mo
Today · 4.125%
HK$447,758
baseline
▲ 0.50% · 4.625%
HK$475,003
+HK$27,245/mo
Deposit HK$10.27M · loan HK$92.39M · min. income ≈ HK$895,516/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$5,045,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$468,733
−HK$25,324/mo
▼ 0.25% · 3.875%
HK$481,304
−HK$12,753/mo
Today · 4.125%
HK$494,057
baseline
▲ 0.50% · 4.625%
HK$520,099
+HK$26,042/mo
Deposit HK$10.27M · loan HK$92.39M · min. income ≈ HK$988,114/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$5,045,992 · Scale 2, in force from 26 Feb 2026)