LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,409
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,138
−HK$739/mo
Today · 4.125%
HK$24,877
baseline
▲ 0.50% · 4.625%
HK$26,391
+HK$1,514/mo
Deposit HK$5.13M · loan HK$5.13M · min. income ≈ HK$49,754/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$384,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,043
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,741
−HK$709/mo
Today · 4.125%
HK$27,450
baseline
▲ 0.50% · 4.625%
HK$28,897
+HK$1,447/mo
Deposit HK$5.13M · loan HK$5.13M · min. income ≈ HK$54,900/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$384,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,091
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,965
−HK$888/mo
Today · 4.125%
HK$29,853
baseline
▲ 0.50% · 4.625%
HK$31,669
+HK$1,816/mo
Deposit HK$4.11M · loan HK$6.16M · min. income ≈ HK$59,706/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$384,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,251
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,089
−HK$851/mo
Today · 4.125%
HK$32,940
baseline
▲ 0.50% · 4.625%
HK$34,676
+HK$1,736/mo
Deposit HK$4.11M · loan HK$6.16M · min. income ≈ HK$65,880/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$384,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,773
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$33,793
−HK$1,035/mo
Today · 4.125%
HK$34,828
baseline
▲ 0.50% · 4.625%
HK$36,947
+HK$2,119/mo
Deposit HK$3.08M · loan HK$7.19M · min. income ≈ HK$69,656/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$384,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,460
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,438
−HK$992/mo
Today · 4.125%
HK$38,430
baseline
▲ 0.50% · 4.625%
HK$40,455
+HK$2,025/mo
Deposit HK$3.08M · loan HK$7.19M · min. income ≈ HK$76,860/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$384,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,137
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$43,448
−HK$1,331/mo
Today · 4.125%
HK$44,779
baseline
▲ 0.50% · 4.625%
HK$47,504
+HK$2,725/mo
Deposit HK$1.03M · loan HK$9.24M · min. income ≈ HK$89,558/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$384,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,877
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$48,134
−HK$1,275/mo
Today · 4.125%
HK$49,409
baseline
▲ 0.50% · 4.625%
HK$52,014
+HK$2,605/mo
Deposit HK$1.03M · loan HK$9.24M · min. income ≈ HK$98,818/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$384,980 · Scale 2, in force from 26 Feb 2026)