LTV · monthly repayment
▼ 0.50% · 3.625%
HK$234,100
−HK$14,680/mo
▼ 0.25% · 3.875%
HK$241,382
−HK$7,398/mo
Today · 4.125%
HK$248,780
baseline
▲ 0.50% · 4.625%
HK$263,918
+HK$15,138/mo
Deposit HK$51.33M · loan HK$51.33M · min. income ≈ HK$497,560/mo (50% DSR)
Upfront cash ≈ HK$56.38M (deposit + AVD stamp duty HK$5,049,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,434
−HK$14,070/mo
▼ 0.25% · 3.875%
HK$267,419
−HK$7,085/mo
Today · 4.125%
HK$274,504
baseline
▲ 0.50% · 4.625%
HK$288,974
+HK$14,470/mo
Deposit HK$51.33M · loan HK$51.33M · min. income ≈ HK$549,008/mo (50% DSR)
Upfront cash ≈ HK$56.38M (deposit + AVD stamp duty HK$5,049,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,920
−HK$17,616/mo
▼ 0.25% · 3.875%
HK$289,658
−HK$8,878/mo
Today · 4.125%
HK$298,536
baseline
▲ 0.50% · 4.625%
HK$316,701
+HK$18,165/mo
Deposit HK$41.07M · loan HK$61.60M · min. income ≈ HK$597,072/mo (50% DSR)
Upfront cash ≈ HK$46.11M (deposit + AVD stamp duty HK$5,049,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,521
−HK$16,884/mo
▼ 0.25% · 3.875%
HK$320,902
−HK$8,503/mo
Today · 4.125%
HK$329,405
baseline
▲ 0.50% · 4.625%
HK$346,769
+HK$17,364/mo
Deposit HK$41.07M · loan HK$61.60M · min. income ≈ HK$658,810/mo (50% DSR)
Upfront cash ≈ HK$46.11M (deposit + AVD stamp duty HK$5,049,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,740
−HK$20,552/mo
▼ 0.25% · 3.875%
HK$337,935
−HK$10,357/mo
Today · 4.125%
HK$348,292
baseline
▲ 0.50% · 4.625%
HK$369,485
+HK$21,193/mo
Deposit HK$30.80M · loan HK$71.86M · min. income ≈ HK$696,584/mo (50% DSR)
Upfront cash ≈ HK$35.85M (deposit + AVD stamp duty HK$5,049,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,608
−HK$19,698/mo
▼ 0.25% · 3.875%
HK$374,386
−HK$9,920/mo
Today · 4.125%
HK$384,306
baseline
▲ 0.50% · 4.625%
HK$404,563
+HK$20,257/mo
Deposit HK$30.80M · loan HK$71.86M · min. income ≈ HK$768,612/mo (50% DSR)
Upfront cash ≈ HK$35.85M (deposit + AVD stamp duty HK$5,049,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$421,380
−HK$26,424/mo
▼ 0.25% · 3.875%
HK$434,487
−HK$13,317/mo
Today · 4.125%
HK$447,804
baseline
▲ 0.50% · 4.625%
HK$475,052
+HK$27,248/mo
Deposit HK$10.27M · loan HK$92.40M · min. income ≈ HK$895,608/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$5,049,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$468,781
−HK$25,327/mo
▼ 0.25% · 3.875%
HK$481,354
−HK$12,754/mo
Today · 4.125%
HK$494,108
baseline
▲ 0.50% · 4.625%
HK$520,153
+HK$26,045/mo
Deposit HK$10.27M · loan HK$92.40M · min. income ≈ HK$988,216/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$5,049,176 · Scale 2, in force from 26 Feb 2026)