LTV · monthly repayment
▼ 0.50% · 3.625%
HK$234,111
−HK$14,680/mo
▼ 0.25% · 3.875%
HK$241,393
−HK$7,398/mo
Today · 4.125%
HK$248,791
baseline
▲ 0.50% · 4.625%
HK$263,930
+HK$15,139/mo
Deposit HK$51.33M · loan HK$51.33M · min. income ≈ HK$497,582/mo (50% DSR)
Upfront cash ≈ HK$56.38M (deposit + AVD stamp duty HK$5,050,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,446
−HK$14,071/mo
▼ 0.25% · 3.875%
HK$267,431
−HK$7,086/mo
Today · 4.125%
HK$274,517
baseline
▲ 0.50% · 4.625%
HK$288,987
+HK$14,470/mo
Deposit HK$51.33M · loan HK$51.33M · min. income ≈ HK$549,034/mo (50% DSR)
Upfront cash ≈ HK$56.38M (deposit + AVD stamp duty HK$5,050,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,933
−HK$17,617/mo
▼ 0.25% · 3.875%
HK$289,671
−HK$8,879/mo
Today · 4.125%
HK$298,550
baseline
▲ 0.50% · 4.625%
HK$316,716
+HK$18,166/mo
Deposit HK$41.07M · loan HK$61.60M · min. income ≈ HK$597,100/mo (50% DSR)
Upfront cash ≈ HK$46.12M (deposit + AVD stamp duty HK$5,050,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,535
−HK$16,885/mo
▼ 0.25% · 3.875%
HK$320,917
−HK$8,503/mo
Today · 4.125%
HK$329,420
baseline
▲ 0.50% · 4.625%
HK$346,784
+HK$17,364/mo
Deposit HK$41.07M · loan HK$61.60M · min. income ≈ HK$658,840/mo (50% DSR)
Upfront cash ≈ HK$46.12M (deposit + AVD stamp duty HK$5,050,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,755
−HK$20,553/mo
▼ 0.25% · 3.875%
HK$337,950
−HK$10,358/mo
Today · 4.125%
HK$348,308
baseline
▲ 0.50% · 4.625%
HK$369,502
+HK$21,194/mo
Deposit HK$30.80M · loan HK$71.87M · min. income ≈ HK$696,616/mo (50% DSR)
Upfront cash ≈ HK$35.85M (deposit + AVD stamp duty HK$5,050,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,624
−HK$19,699/mo
▼ 0.25% · 3.875%
HK$374,403
−HK$9,920/mo
Today · 4.125%
HK$384,323
baseline
▲ 0.50% · 4.625%
HK$404,582
+HK$20,259/mo
Deposit HK$30.80M · loan HK$71.87M · min. income ≈ HK$768,646/mo (50% DSR)
Upfront cash ≈ HK$35.85M (deposit + AVD stamp duty HK$5,050,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$421,399
−HK$26,425/mo
▼ 0.25% · 3.875%
HK$434,507
−HK$13,317/mo
Today · 4.125%
HK$447,824
baseline
▲ 0.50% · 4.625%
HK$475,073
+HK$27,249/mo
Deposit HK$10.27M · loan HK$92.40M · min. income ≈ HK$895,648/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$5,050,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$468,802
−HK$25,328/mo
▼ 0.25% · 3.875%
HK$481,375
−HK$12,755/mo
Today · 4.125%
HK$494,130
baseline
▲ 0.50% · 4.625%
HK$520,176
+HK$26,046/mo
Deposit HK$10.27M · loan HK$92.40M · min. income ≈ HK$988,260/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$5,050,549 · Scale 2, in force from 26 Feb 2026)