LTV · monthly repayment
▼ 0.50% · 3.625%
HK$234,118
−HK$14,682/mo
▼ 0.25% · 3.875%
HK$241,401
−HK$7,399/mo
Today · 4.125%
HK$248,800
baseline
▲ 0.50% · 4.625%
HK$263,939
+HK$15,139/mo
Deposit HK$51.34M · loan HK$51.34M · min. income ≈ HK$497,600/mo (50% DSR)
Upfront cash ≈ HK$56.39M (deposit + AVD stamp duty HK$5,051,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,454
−HK$14,072/mo
▼ 0.25% · 3.875%
HK$267,440
−HK$7,086/mo
Today · 4.125%
HK$274,526
baseline
▲ 0.50% · 4.625%
HK$288,997
+HK$14,471/mo
Deposit HK$51.34M · loan HK$51.34M · min. income ≈ HK$549,052/mo (50% DSR)
Upfront cash ≈ HK$56.39M (deposit + AVD stamp duty HK$5,051,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,942
−HK$17,618/mo
▼ 0.25% · 3.875%
HK$289,681
−HK$8,879/mo
Today · 4.125%
HK$298,560
baseline
▲ 0.50% · 4.625%
HK$316,726
+HK$18,166/mo
Deposit HK$41.07M · loan HK$61.60M · min. income ≈ HK$597,120/mo (50% DSR)
Upfront cash ≈ HK$46.12M (deposit + AVD stamp duty HK$5,051,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,545
−HK$16,886/mo
▼ 0.25% · 3.875%
HK$320,928
−HK$8,503/mo
Today · 4.125%
HK$329,431
baseline
▲ 0.50% · 4.625%
HK$346,796
+HK$17,365/mo
Deposit HK$41.07M · loan HK$61.60M · min. income ≈ HK$658,862/mo (50% DSR)
Upfront cash ≈ HK$46.12M (deposit + AVD stamp duty HK$5,051,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,766
−HK$20,554/mo
▼ 0.25% · 3.875%
HK$337,961
−HK$10,359/mo
Today · 4.125%
HK$348,320
baseline
▲ 0.50% · 4.625%
HK$369,514
+HK$21,194/mo
Deposit HK$30.80M · loan HK$71.87M · min. income ≈ HK$696,640/mo (50% DSR)
Upfront cash ≈ HK$35.85M (deposit + AVD stamp duty HK$5,051,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,636
−HK$19,700/mo
▼ 0.25% · 3.875%
HK$374,415
−HK$9,921/mo
Today · 4.125%
HK$384,336
baseline
▲ 0.50% · 4.625%
HK$404,595
+HK$20,259/mo
Deposit HK$30.80M · loan HK$71.87M · min. income ≈ HK$768,672/mo (50% DSR)
Upfront cash ≈ HK$35.85M (deposit + AVD stamp duty HK$5,051,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$421,413
−HK$26,426/mo
▼ 0.25% · 3.875%
HK$434,521
−HK$13,318/mo
Today · 4.125%
HK$447,839
baseline
▲ 0.50% · 4.625%
HK$475,089
+HK$27,250/mo
Deposit HK$10.27M · loan HK$92.40M · min. income ≈ HK$895,678/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$5,051,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$468,818
−HK$25,329/mo
▼ 0.25% · 3.875%
HK$481,391
−HK$12,756/mo
Today · 4.125%
HK$494,147
baseline
▲ 0.50% · 4.625%
HK$520,194
+HK$26,047/mo
Deposit HK$10.27M · loan HK$92.40M · min. income ≈ HK$988,294/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$5,051,590 · Scale 2, in force from 26 Feb 2026)