LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,414
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,142
−HK$740/mo
Today · 4.125%
HK$24,882
baseline
▲ 0.50% · 4.625%
HK$26,396
+HK$1,514/mo
Deposit HK$5.13M · loan HK$5.13M · min. income ≈ HK$49,764/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$385,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,048
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,746
−HK$709/mo
Today · 4.125%
HK$27,455
baseline
▲ 0.50% · 4.625%
HK$28,902
+HK$1,447/mo
Deposit HK$5.13M · loan HK$5.13M · min. income ≈ HK$54,910/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$385,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,097
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,971
−HK$887/mo
Today · 4.125%
HK$29,858
baseline
▲ 0.50% · 4.625%
HK$31,675
+HK$1,817/mo
Deposit HK$4.11M · loan HK$6.16M · min. income ≈ HK$59,716/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$385,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,257
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,095
−HK$851/mo
Today · 4.125%
HK$32,946
baseline
▲ 0.50% · 4.625%
HK$34,682
+HK$1,736/mo
Deposit HK$4.11M · loan HK$6.16M · min. income ≈ HK$65,892/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$385,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,779
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,799
−HK$1,036/mo
Today · 4.125%
HK$34,835
baseline
▲ 0.50% · 4.625%
HK$36,954
+HK$2,119/mo
Deposit HK$3.08M · loan HK$7.19M · min. income ≈ HK$69,670/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$385,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,467
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,445
−HK$992/mo
Today · 4.125%
HK$38,437
baseline
▲ 0.50% · 4.625%
HK$40,463
+HK$2,026/mo
Deposit HK$3.08M · loan HK$7.19M · min. income ≈ HK$76,874/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$385,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,145
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$43,456
−HK$1,332/mo
Today · 4.125%
HK$44,788
baseline
▲ 0.50% · 4.625%
HK$47,513
+HK$2,725/mo
Deposit HK$1.03M · loan HK$9.24M · min. income ≈ HK$89,576/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$385,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,886
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$48,143
−HK$1,276/mo
Today · 4.125%
HK$49,419
baseline
▲ 0.50% · 4.625%
HK$52,024
+HK$2,605/mo
Deposit HK$1.03M · loan HK$9.24M · min. income ≈ HK$98,838/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$385,053 · Scale 2, in force from 26 Feb 2026)