LTV · monthly repayment
▼ 0.50% · 3.625%
HK$234,234
−HK$14,688/mo
▼ 0.25% · 3.875%
HK$241,520
−HK$7,402/mo
Today · 4.125%
HK$248,922
baseline
▲ 0.50% · 4.625%
HK$264,068
+HK$15,146/mo
Deposit HK$51.36M · loan HK$51.36M · min. income ≈ HK$497,844/mo (50% DSR)
Upfront cash ≈ HK$56.43M (deposit + AVD stamp duty HK$5,066,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,583
−HK$14,078/mo
▼ 0.25% · 3.875%
HK$267,571
−HK$7,090/mo
Today · 4.125%
HK$274,661
baseline
▲ 0.50% · 4.625%
HK$289,139
+HK$14,478/mo
Deposit HK$51.36M · loan HK$51.36M · min. income ≈ HK$549,322/mo (50% DSR)
Upfront cash ≈ HK$56.43M (deposit + AVD stamp duty HK$5,066,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,080
−HK$17,627/mo
▼ 0.25% · 3.875%
HK$289,824
−HK$8,883/mo
Today · 4.125%
HK$298,707
baseline
▲ 0.50% · 4.625%
HK$316,882
+HK$18,175/mo
Deposit HK$41.09M · loan HK$61.63M · min. income ≈ HK$597,414/mo (50% DSR)
Upfront cash ≈ HK$46.16M (deposit + AVD stamp duty HK$5,066,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,699
−HK$16,894/mo
▼ 0.25% · 3.875%
HK$321,085
−HK$8,508/mo
Today · 4.125%
HK$329,593
baseline
▲ 0.50% · 4.625%
HK$346,966
+HK$17,373/mo
Deposit HK$41.09M · loan HK$61.63M · min. income ≈ HK$659,186/mo (50% DSR)
Upfront cash ≈ HK$46.16M (deposit + AVD stamp duty HK$5,066,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,927
−HK$20,564/mo
▼ 0.25% · 3.875%
HK$338,127
−HK$10,364/mo
Today · 4.125%
HK$348,491
baseline
▲ 0.50% · 4.625%
HK$369,696
+HK$21,205/mo
Deposit HK$30.82M · loan HK$71.91M · min. income ≈ HK$696,982/mo (50% DSR)
Upfront cash ≈ HK$35.88M (deposit + AVD stamp duty HK$5,066,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,816
−HK$19,709/mo
▼ 0.25% · 3.875%
HK$374,600
−HK$9,925/mo
Today · 4.125%
HK$384,525
baseline
▲ 0.50% · 4.625%
HK$404,794
+HK$20,269/mo
Deposit HK$30.82M · loan HK$71.91M · min. income ≈ HK$769,050/mo (50% DSR)
Upfront cash ≈ HK$35.88M (deposit + AVD stamp duty HK$5,066,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$421,620
−HK$26,440/mo
▼ 0.25% · 3.875%
HK$434,735
−HK$13,325/mo
Today · 4.125%
HK$448,060
baseline
▲ 0.50% · 4.625%
HK$475,323
+HK$27,263/mo
Deposit HK$10.27M · loan HK$92.45M · min. income ≈ HK$896,120/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$5,066,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$469,049
−HK$25,341/mo
▼ 0.25% · 3.875%
HK$481,628
−HK$12,762/mo
Today · 4.125%
HK$494,390
baseline
▲ 0.50% · 4.625%
HK$520,450
+HK$26,060/mo
Deposit HK$10.27M · loan HK$92.45M · min. income ≈ HK$988,780/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$5,066,743 · Scale 2, in force from 26 Feb 2026)