LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,428
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,156
−HK$741/mo
Today · 4.125%
HK$24,897
baseline
▲ 0.50% · 4.625%
HK$26,412
+HK$1,515/mo
Deposit HK$5.14M · loan HK$5.14M · min. income ≈ HK$49,794/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$385,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,063
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,762
−HK$709/mo
Today · 4.125%
HK$27,471
baseline
▲ 0.50% · 4.625%
HK$28,919
+HK$1,448/mo
Deposit HK$5.14M · loan HK$5.14M · min. income ≈ HK$54,942/mo (50% DSR)
Upfront cash ≈ HK$5.52M (deposit + AVD stamp duty HK$385,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,113
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,987
−HK$889/mo
Today · 4.125%
HK$29,876
baseline
▲ 0.50% · 4.625%
HK$31,694
+HK$1,818/mo
Deposit HK$4.11M · loan HK$6.16M · min. income ≈ HK$59,752/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$385,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,275
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,114
−HK$851/mo
Today · 4.125%
HK$32,965
baseline
▲ 0.50% · 4.625%
HK$34,703
+HK$1,738/mo
Deposit HK$4.11M · loan HK$6.16M · min. income ≈ HK$65,930/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$385,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,799
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,819
−HK$1,036/mo
Today · 4.125%
HK$34,855
baseline
▲ 0.50% · 4.625%
HK$36,976
+HK$2,121/mo
Deposit HK$3.08M · loan HK$7.19M · min. income ≈ HK$69,710/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$385,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,488
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,467
−HK$992/mo
Today · 4.125%
HK$38,459
baseline
▲ 0.50% · 4.625%
HK$40,487
+HK$2,028/mo
Deposit HK$3.08M · loan HK$7.19M · min. income ≈ HK$76,918/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$385,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,170
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$43,481
−HK$1,333/mo
Today · 4.125%
HK$44,814
baseline
▲ 0.50% · 4.625%
HK$47,541
+HK$2,727/mo
Deposit HK$1.03M · loan HK$9.25M · min. income ≈ HK$89,628/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$385,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,913
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$48,171
−HK$1,277/mo
Today · 4.125%
HK$49,448
baseline
▲ 0.50% · 4.625%
HK$52,054
+HK$2,606/mo
Deposit HK$1.03M · loan HK$9.25M · min. income ≈ HK$98,896/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$385,278 · Scale 2, in force from 26 Feb 2026)