LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,440
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,169
−HK$741/mo
Today · 4.125%
HK$24,910
baseline
▲ 0.50% · 4.625%
HK$26,425
+HK$1,515/mo
Deposit HK$5.14M · loan HK$5.14M · min. income ≈ HK$49,820/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$385,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,076
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,776
−HK$709/mo
Today · 4.125%
HK$27,485
baseline
▲ 0.50% · 4.625%
HK$28,934
+HK$1,449/mo
Deposit HK$5.14M · loan HK$5.14M · min. income ≈ HK$54,970/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$385,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,128
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,003
−HK$889/mo
Today · 4.125%
HK$29,892
baseline
▲ 0.50% · 4.625%
HK$31,710
+HK$1,818/mo
Deposit HK$4.11M · loan HK$6.17M · min. income ≈ HK$59,784/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$385,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,292
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,131
−HK$851/mo
Today · 4.125%
HK$32,982
baseline
▲ 0.50% · 4.625%
HK$34,721
+HK$1,739/mo
Deposit HK$4.11M · loan HK$6.17M · min. income ≈ HK$65,964/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$385,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,816
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,836
−HK$1,037/mo
Today · 4.125%
HK$34,873
baseline
▲ 0.50% · 4.625%
HK$36,995
+HK$2,122/mo
Deposit HK$3.08M · loan HK$7.20M · min. income ≈ HK$69,746/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$385,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,507
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,486
−HK$993/mo
Today · 4.125%
HK$38,479
baseline
▲ 0.50% · 4.625%
HK$40,508
+HK$2,029/mo
Deposit HK$3.08M · loan HK$7.20M · min. income ≈ HK$76,958/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$385,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,192
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$43,504
−HK$1,333/mo
Today · 4.125%
HK$44,837
baseline
▲ 0.50% · 4.625%
HK$47,566
+HK$2,729/mo
Deposit HK$1.03M · loan HK$9.25M · min. income ≈ HK$89,674/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$385,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,938
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,197
−HK$1,277/mo
Today · 4.125%
HK$49,474
baseline
▲ 0.50% · 4.625%
HK$52,081
+HK$2,607/mo
Deposit HK$1.03M · loan HK$9.25M · min. income ≈ HK$98,948/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$385,479 · Scale 2, in force from 26 Feb 2026)