LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,441
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,170
−HK$741/mo
Today · 4.125%
HK$24,911
baseline
▲ 0.50% · 4.625%
HK$26,427
+HK$1,516/mo
Deposit HK$5.14M · loan HK$5.14M · min. income ≈ HK$49,822/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$385,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,078
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,778
−HK$709/mo
Today · 4.125%
HK$27,487
baseline
▲ 0.50% · 4.625%
HK$28,936
+HK$1,449/mo
Deposit HK$5.14M · loan HK$5.14M · min. income ≈ HK$54,974/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$385,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,130
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,005
−HK$889/mo
Today · 4.125%
HK$29,894
baseline
▲ 0.50% · 4.625%
HK$31,712
+HK$1,818/mo
Deposit HK$4.11M · loan HK$6.17M · min. income ≈ HK$59,788/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$385,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,294
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,133
−HK$852/mo
Today · 4.125%
HK$32,985
baseline
▲ 0.50% · 4.625%
HK$34,723
+HK$1,738/mo
Deposit HK$4.11M · loan HK$6.17M · min. income ≈ HK$65,970/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$385,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,818
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,839
−HK$1,037/mo
Today · 4.125%
HK$34,876
baseline
▲ 0.50% · 4.625%
HK$36,998
+HK$2,122/mo
Deposit HK$3.08M · loan HK$7.20M · min. income ≈ HK$69,752/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$385,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,509
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,489
−HK$993/mo
Today · 4.125%
HK$38,482
baseline
▲ 0.50% · 4.625%
HK$40,510
+HK$2,028/mo
Deposit HK$3.08M · loan HK$7.20M · min. income ≈ HK$76,964/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$385,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,194
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,507
−HK$1,333/mo
Today · 4.125%
HK$44,840
baseline
▲ 0.50% · 4.625%
HK$47,569
+HK$2,729/mo
Deposit HK$1.03M · loan HK$9.25M · min. income ≈ HK$89,680/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$385,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,941
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,200
−HK$1,277/mo
Today · 4.125%
HK$49,477
baseline
▲ 0.50% · 4.625%
HK$52,085
+HK$2,608/mo
Deposit HK$1.03M · loan HK$9.25M · min. income ≈ HK$98,954/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$385,505 · Scale 2, in force from 26 Feb 2026)