LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,443
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,172
−HK$741/mo
Today · 4.125%
HK$24,913
baseline
▲ 0.50% · 4.625%
HK$26,429
+HK$1,516/mo
Deposit HK$5.14M · loan HK$5.14M · min. income ≈ HK$49,826/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$385,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,080
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,779
−HK$710/mo
Today · 4.125%
HK$27,489
baseline
▲ 0.50% · 4.625%
HK$28,938
+HK$1,449/mo
Deposit HK$5.14M · loan HK$5.14M · min. income ≈ HK$54,978/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$385,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,131
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,006
−HK$889/mo
Today · 4.125%
HK$29,895
baseline
▲ 0.50% · 4.625%
HK$31,714
+HK$1,819/mo
Deposit HK$4.11M · loan HK$6.17M · min. income ≈ HK$59,790/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$385,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,296
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,135
−HK$851/mo
Today · 4.125%
HK$32,986
baseline
▲ 0.50% · 4.625%
HK$34,725
+HK$1,739/mo
Deposit HK$4.11M · loan HK$6.17M · min. income ≈ HK$65,972/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$385,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,820
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,840
−HK$1,038/mo
Today · 4.125%
HK$34,878
baseline
▲ 0.50% · 4.625%
HK$37,000
+HK$2,122/mo
Deposit HK$3.08M · loan HK$7.20M · min. income ≈ HK$69,756/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$385,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,511
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,491
−HK$993/mo
Today · 4.125%
HK$38,484
baseline
▲ 0.50% · 4.625%
HK$40,513
+HK$2,029/mo
Deposit HK$3.08M · loan HK$7.20M · min. income ≈ HK$76,968/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$385,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,197
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,509
−HK$1,334/mo
Today · 4.125%
HK$44,843
baseline
▲ 0.50% · 4.625%
HK$47,571
+HK$2,728/mo
Deposit HK$1.03M · loan HK$9.25M · min. income ≈ HK$89,686/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$385,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,943
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,202
−HK$1,278/mo
Today · 4.125%
HK$49,480
baseline
▲ 0.50% · 4.625%
HK$52,088
+HK$2,608/mo
Deposit HK$1.03M · loan HK$9.25M · min. income ≈ HK$98,960/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$385,526 · Scale 2, in force from 26 Feb 2026)