LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,444
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,173
−HK$741/mo
Today · 4.125%
HK$24,914
baseline
▲ 0.50% · 4.625%
HK$26,430
+HK$1,516/mo
Deposit HK$5.14M · loan HK$5.14M · min. income ≈ HK$49,828/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$385,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,081
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,781
−HK$709/mo
Today · 4.125%
HK$27,490
baseline
▲ 0.50% · 4.625%
HK$28,939
+HK$1,449/mo
Deposit HK$5.14M · loan HK$5.14M · min. income ≈ HK$54,980/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$385,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,133
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,008
−HK$889/mo
Today · 4.125%
HK$29,897
baseline
▲ 0.50% · 4.625%
HK$31,716
+HK$1,819/mo
Deposit HK$4.11M · loan HK$6.17M · min. income ≈ HK$59,794/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$385,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,297
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,137
−HK$851/mo
Today · 4.125%
HK$32,988
baseline
▲ 0.50% · 4.625%
HK$34,727
+HK$1,739/mo
Deposit HK$4.11M · loan HK$6.17M · min. income ≈ HK$65,976/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$385,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,821
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,842
−HK$1,038/mo
Today · 4.125%
HK$34,880
baseline
▲ 0.50% · 4.625%
HK$37,002
+HK$2,122/mo
Deposit HK$3.08M · loan HK$7.20M · min. income ≈ HK$69,760/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$385,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,514
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,493
−HK$993/mo
Today · 4.125%
HK$38,486
baseline
▲ 0.50% · 4.625%
HK$40,515
+HK$2,029/mo
Deposit HK$3.08M · loan HK$7.20M · min. income ≈ HK$76,972/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$385,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,199
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$43,512
−HK$1,333/mo
Today · 4.125%
HK$44,845
baseline
▲ 0.50% · 4.625%
HK$47,574
+HK$2,729/mo
Deposit HK$1.03M · loan HK$9.25M · min. income ≈ HK$89,690/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$385,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,946
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$48,205
−HK$1,277/mo
Today · 4.125%
HK$49,482
baseline
▲ 0.50% · 4.625%
HK$52,091
+HK$2,609/mo
Deposit HK$1.03M · loan HK$9.25M · min. income ≈ HK$98,964/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$385,548 · Scale 2, in force from 26 Feb 2026)