LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,449
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,178
−HK$742/mo
Today · 4.125%
HK$24,920
baseline
▲ 0.50% · 4.625%
HK$26,436
+HK$1,516/mo
Deposit HK$5.14M · loan HK$5.14M · min. income ≈ HK$49,840/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$385,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,087
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,787
−HK$709/mo
Today · 4.125%
HK$27,496
baseline
▲ 0.50% · 4.625%
HK$28,946
+HK$1,450/mo
Deposit HK$5.14M · loan HK$5.14M · min. income ≈ HK$54,992/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$385,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,139
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,014
−HK$889/mo
Today · 4.125%
HK$29,903
baseline
▲ 0.50% · 4.625%
HK$31,723
+HK$1,820/mo
Deposit HK$4.11M · loan HK$6.17M · min. income ≈ HK$59,806/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$385,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,304
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,144
−HK$852/mo
Today · 4.125%
HK$32,996
baseline
▲ 0.50% · 4.625%
HK$34,735
+HK$1,739/mo
Deposit HK$4.11M · loan HK$6.17M · min. income ≈ HK$65,992/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$385,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,829
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,850
−HK$1,037/mo
Today · 4.125%
HK$34,887
baseline
▲ 0.50% · 4.625%
HK$37,010
+HK$2,123/mo
Deposit HK$3.09M · loan HK$7.20M · min. income ≈ HK$69,774/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$385,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,522
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,501
−HK$994/mo
Today · 4.125%
HK$38,495
baseline
▲ 0.50% · 4.625%
HK$40,524
+HK$2,029/mo
Deposit HK$3.09M · loan HK$7.20M · min. income ≈ HK$76,990/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$385,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,208
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$43,521
−HK$1,334/mo
Today · 4.125%
HK$44,855
baseline
▲ 0.50% · 4.625%
HK$47,585
+HK$2,730/mo
Deposit HK$1.03M · loan HK$9.26M · min. income ≈ HK$89,710/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$385,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,956
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,216
−HK$1,277/mo
Today · 4.125%
HK$49,493
baseline
▲ 0.50% · 4.625%
HK$52,102
+HK$2,609/mo
Deposit HK$1.03M · loan HK$9.26M · min. income ≈ HK$98,986/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$385,633 · Scale 2, in force from 26 Feb 2026)