LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,451
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,180
−HK$741/mo
Today · 4.125%
HK$24,921
baseline
▲ 0.50% · 4.625%
HK$26,438
+HK$1,517/mo
Deposit HK$5.14M · loan HK$5.14M · min. income ≈ HK$49,842/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$385,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,089
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,788
−HK$710/mo
Today · 4.125%
HK$27,498
baseline
▲ 0.50% · 4.625%
HK$28,948
+HK$1,450/mo
Deposit HK$5.14M · loan HK$5.14M · min. income ≈ HK$54,996/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$385,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,141
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,016
−HK$890/mo
Today · 4.125%
HK$29,906
baseline
▲ 0.50% · 4.625%
HK$31,725
+HK$1,819/mo
Deposit HK$4.11M · loan HK$6.17M · min. income ≈ HK$59,812/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$385,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,306
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,146
−HK$852/mo
Today · 4.125%
HK$32,998
baseline
▲ 0.50% · 4.625%
HK$34,737
+HK$1,739/mo
Deposit HK$4.11M · loan HK$6.17M · min. income ≈ HK$65,996/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$385,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,831
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,852
−HK$1,038/mo
Today · 4.125%
HK$34,890
baseline
▲ 0.50% · 4.625%
HK$37,013
+HK$2,123/mo
Deposit HK$3.09M · loan HK$7.20M · min. income ≈ HK$69,780/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$385,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,524
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,504
−HK$993/mo
Today · 4.125%
HK$38,497
baseline
▲ 0.50% · 4.625%
HK$40,527
+HK$2,030/mo
Deposit HK$3.09M · loan HK$7.20M · min. income ≈ HK$76,994/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$385,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,211
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$43,524
−HK$1,334/mo
Today · 4.125%
HK$44,858
baseline
▲ 0.50% · 4.625%
HK$47,588
+HK$2,730/mo
Deposit HK$1.03M · loan HK$9.26M · min. income ≈ HK$89,716/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$385,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,960
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,219
−HK$1,278/mo
Today · 4.125%
HK$49,497
baseline
▲ 0.50% · 4.625%
HK$52,106
+HK$2,609/mo
Deposit HK$1.03M · loan HK$9.26M · min. income ≈ HK$98,994/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$385,660 · Scale 2, in force from 26 Feb 2026)