LTV · monthly repayment
▼ 0.50% · 3.625%
HK$234,533
−HK$14,708/mo
▼ 0.25% · 3.875%
HK$241,829
−HK$7,412/mo
Today · 4.125%
HK$249,241
baseline
▲ 0.50% · 4.625%
HK$264,406
+HK$15,165/mo
Deposit HK$51.43M · loan HK$51.43M · min. income ≈ HK$498,482/mo (50% DSR)
Upfront cash ≈ HK$56.53M (deposit + AVD stamp duty HK$5,106,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,916
−HK$14,096/mo
▼ 0.25% · 3.875%
HK$267,914
−HK$7,098/mo
Today · 4.125%
HK$275,012
baseline
▲ 0.50% · 4.625%
HK$289,509
+HK$14,497/mo
Deposit HK$51.43M · loan HK$51.43M · min. income ≈ HK$550,024/mo (50% DSR)
Upfront cash ≈ HK$56.53M (deposit + AVD stamp duty HK$5,106,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,440
−HK$17,649/mo
▼ 0.25% · 3.875%
HK$290,194
−HK$8,895/mo
Today · 4.125%
HK$299,089
baseline
▲ 0.50% · 4.625%
HK$317,288
+HK$18,199/mo
Deposit HK$41.14M · loan HK$61.71M · min. income ≈ HK$598,178/mo (50% DSR)
Upfront cash ≈ HK$46.25M (deposit + AVD stamp duty HK$5,106,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,099
−HK$16,916/mo
▼ 0.25% · 3.875%
HK$321,496
−HK$8,519/mo
Today · 4.125%
HK$330,015
baseline
▲ 0.50% · 4.625%
HK$347,410
+HK$17,395/mo
Deposit HK$41.14M · loan HK$61.71M · min. income ≈ HK$660,030/mo (50% DSR)
Upfront cash ≈ HK$46.25M (deposit + AVD stamp duty HK$5,106,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,347
−HK$20,590/mo
▼ 0.25% · 3.875%
HK$338,560
−HK$10,377/mo
Today · 4.125%
HK$348,937
baseline
▲ 0.50% · 4.625%
HK$370,169
+HK$21,232/mo
Deposit HK$30.86M · loan HK$72.00M · min. income ≈ HK$697,874/mo (50% DSR)
Upfront cash ≈ HK$35.96M (deposit + AVD stamp duty HK$5,106,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,282
−HK$19,735/mo
▼ 0.25% · 3.875%
HK$375,079
−HK$9,938/mo
Today · 4.125%
HK$385,017
baseline
▲ 0.50% · 4.625%
HK$405,312
+HK$20,295/mo
Deposit HK$30.86M · loan HK$72.00M · min. income ≈ HK$770,034/mo (50% DSR)
Upfront cash ≈ HK$35.96M (deposit + AVD stamp duty HK$5,106,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$422,160
−HK$26,473/mo
▼ 0.25% · 3.875%
HK$435,292
−HK$13,341/mo
Today · 4.125%
HK$448,633
baseline
▲ 0.50% · 4.625%
HK$475,931
+HK$27,298/mo
Deposit HK$10.29M · loan HK$92.57M · min. income ≈ HK$897,266/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$5,106,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$469,649
−HK$25,373/mo
▼ 0.25% · 3.875%
HK$482,244
−HK$12,778/mo
Today · 4.125%
HK$495,022
baseline
▲ 0.50% · 4.625%
HK$521,116
+HK$26,094/mo
Deposit HK$10.29M · loan HK$92.57M · min. income ≈ HK$990,044/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$5,106,175 · Scale 2, in force from 26 Feb 2026)