LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,455
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,184
−HK$742/mo
Today · 4.125%
HK$24,926
baseline
▲ 0.50% · 4.625%
HK$26,442
+HK$1,516/mo
Deposit HK$5.14M · loan HK$5.14M · min. income ≈ HK$49,852/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$385,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,093
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,793
−HK$710/mo
Today · 4.125%
HK$27,503
baseline
▲ 0.50% · 4.625%
HK$28,953
+HK$1,450/mo
Deposit HK$5.14M · loan HK$5.14M · min. income ≈ HK$55,006/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$385,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,146
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,021
−HK$890/mo
Today · 4.125%
HK$29,911
baseline
▲ 0.50% · 4.625%
HK$31,731
+HK$1,820/mo
Deposit HK$4.11M · loan HK$6.17M · min. income ≈ HK$59,822/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$385,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,312
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,152
−HK$851/mo
Today · 4.125%
HK$33,003
baseline
▲ 0.50% · 4.625%
HK$34,743
+HK$1,740/mo
Deposit HK$4.11M · loan HK$6.17M · min. income ≈ HK$66,006/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$385,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,837
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,858
−HK$1,038/mo
Today · 4.125%
HK$34,896
baseline
▲ 0.50% · 4.625%
HK$37,019
+HK$2,123/mo
Deposit HK$3.09M · loan HK$7.20M · min. income ≈ HK$69,792/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$385,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,530
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,510
−HK$994/mo
Today · 4.125%
HK$38,504
baseline
▲ 0.50% · 4.625%
HK$40,534
+HK$2,030/mo
Deposit HK$3.09M · loan HK$7.20M · min. income ≈ HK$77,008/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$385,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,218
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,532
−HK$1,334/mo
Today · 4.125%
HK$44,866
baseline
▲ 0.50% · 4.625%
HK$47,596
+HK$2,730/mo
Deposit HK$1.03M · loan HK$9.26M · min. income ≈ HK$89,732/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$385,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,968
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,227
−HK$1,278/mo
Today · 4.125%
HK$49,505
baseline
▲ 0.50% · 4.625%
HK$52,115
+HK$2,610/mo
Deposit HK$1.03M · loan HK$9.26M · min. income ≈ HK$99,010/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$385,725 · Scale 2, in force from 26 Feb 2026)