LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,474
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,205
−HK$741/mo
Today · 4.125%
HK$24,946
baseline
▲ 0.50% · 4.625%
HK$26,464
+HK$1,518/mo
Deposit HK$5.15M · loan HK$5.15M · min. income ≈ HK$49,892/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$386,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,115
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,815
−HK$711/mo
Today · 4.125%
HK$27,526
baseline
▲ 0.50% · 4.625%
HK$28,977
+HK$1,451/mo
Deposit HK$5.15M · loan HK$5.15M · min. income ≈ HK$55,052/mo (50% DSR)
Upfront cash ≈ HK$5.53M (deposit + AVD stamp duty HK$386,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,169
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,045
−HK$891/mo
Today · 4.125%
HK$29,936
baseline
▲ 0.50% · 4.625%
HK$31,757
+HK$1,821/mo
Deposit HK$4.12M · loan HK$6.18M · min. income ≈ HK$59,872/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$386,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,338
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,178
−HK$853/mo
Today · 4.125%
HK$33,031
baseline
▲ 0.50% · 4.625%
HK$34,772
+HK$1,741/mo
Deposit HK$4.12M · loan HK$6.18M · min. income ≈ HK$66,062/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$386,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,864
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,886
−HK$1,039/mo
Today · 4.125%
HK$34,925
baseline
▲ 0.50% · 4.625%
HK$37,050
+HK$2,125/mo
Deposit HK$3.09M · loan HK$7.21M · min. income ≈ HK$69,850/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$386,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,561
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,542
−HK$994/mo
Today · 4.125%
HK$38,536
baseline
▲ 0.50% · 4.625%
HK$40,568
+HK$2,032/mo
Deposit HK$3.09M · loan HK$7.21M · min. income ≈ HK$77,072/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$386,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,254
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,568
−HK$1,336/mo
Today · 4.125%
HK$44,904
baseline
▲ 0.50% · 4.625%
HK$47,636
+HK$2,732/mo
Deposit HK$1.03M · loan HK$9.27M · min. income ≈ HK$89,808/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$386,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,007
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,268
−HK$1,279/mo
Today · 4.125%
HK$49,547
baseline
▲ 0.50% · 4.625%
HK$52,158
+HK$2,611/mo
Deposit HK$1.03M · loan HK$9.27M · min. income ≈ HK$99,094/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$386,048 · Scale 2, in force from 26 Feb 2026)