LTV · monthly repayment
▼ 0.50% · 3.625%
HK$234,922
−HK$14,732/mo
▼ 0.25% · 3.875%
HK$242,230
−HK$7,424/mo
Today · 4.125%
HK$249,654
baseline
▲ 0.50% · 4.625%
HK$264,845
+HK$15,191/mo
Deposit HK$51.51M · loan HK$51.51M · min. income ≈ HK$499,308/mo (50% DSR)
Upfront cash ≈ HK$56.67M (deposit + AVD stamp duty HK$5,157,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,349
−HK$14,119/mo
▼ 0.25% · 3.875%
HK$268,358
−HK$7,110/mo
Today · 4.125%
HK$275,468
baseline
▲ 0.50% · 4.625%
HK$289,989
+HK$14,521/mo
Deposit HK$51.51M · loan HK$51.51M · min. income ≈ HK$550,936/mo (50% DSR)
Upfront cash ≈ HK$56.67M (deposit + AVD stamp duty HK$5,157,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,907
−HK$17,678/mo
▼ 0.25% · 3.875%
HK$290,676
−HK$8,909/mo
Today · 4.125%
HK$299,585
baseline
▲ 0.50% · 4.625%
HK$317,814
+HK$18,229/mo
Deposit HK$41.21M · loan HK$61.81M · min. income ≈ HK$599,170/mo (50% DSR)
Upfront cash ≈ HK$46.37M (deposit + AVD stamp duty HK$5,157,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,618
−HK$16,944/mo
▼ 0.25% · 3.875%
HK$322,029
−HK$8,533/mo
Today · 4.125%
HK$330,562
baseline
▲ 0.50% · 4.625%
HK$347,987
+HK$17,425/mo
Deposit HK$41.21M · loan HK$61.81M · min. income ≈ HK$661,124/mo (50% DSR)
Upfront cash ≈ HK$46.37M (deposit + AVD stamp duty HK$5,157,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,891
−HK$20,624/mo
▼ 0.25% · 3.875%
HK$339,122
−HK$10,393/mo
Today · 4.125%
HK$349,515
baseline
▲ 0.50% · 4.625%
HK$370,783
+HK$21,268/mo
Deposit HK$30.91M · loan HK$72.12M · min. income ≈ HK$699,030/mo (50% DSR)
Upfront cash ≈ HK$36.06M (deposit + AVD stamp duty HK$5,157,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,888
−HK$19,768/mo
▼ 0.25% · 3.875%
HK$375,701
−HK$9,955/mo
Today · 4.125%
HK$385,656
baseline
▲ 0.50% · 4.625%
HK$405,984
+HK$20,328/mo
Deposit HK$30.91M · loan HK$72.12M · min. income ≈ HK$771,312/mo (50% DSR)
Upfront cash ≈ HK$36.06M (deposit + AVD stamp duty HK$5,157,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$422,860
−HK$26,517/mo
▼ 0.25% · 3.875%
HK$436,013
−HK$13,364/mo
Today · 4.125%
HK$449,377
baseline
▲ 0.50% · 4.625%
HK$476,721
+HK$27,344/mo
Deposit HK$10.30M · loan HK$92.72M · min. income ≈ HK$898,754/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$5,157,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$470,428
−HK$25,415/mo
▼ 0.25% · 3.875%
HK$483,044
−HK$12,799/mo
Today · 4.125%
HK$495,843
baseline
▲ 0.50% · 4.625%
HK$521,980
+HK$26,137/mo
Deposit HK$10.30M · loan HK$92.72M · min. income ≈ HK$991,686/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$5,157,344 · Scale 2, in force from 26 Feb 2026)