LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,492
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,223
−HK$743/mo
Today · 4.125%
HK$24,966
baseline
▲ 0.50% · 4.625%
HK$26,485
+HK$1,519/mo
Deposit HK$5.15M · loan HK$5.15M · min. income ≈ HK$49,932/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$386,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,135
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,836
−HK$711/mo
Today · 4.125%
HK$27,547
baseline
▲ 0.50% · 4.625%
HK$28,999
+HK$1,452/mo
Deposit HK$5.15M · loan HK$5.15M · min. income ≈ HK$55,094/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$386,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,191
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,068
−HK$891/mo
Today · 4.125%
HK$29,959
baseline
▲ 0.50% · 4.625%
HK$31,782
+HK$1,823/mo
Deposit HK$4.12M · loan HK$6.18M · min. income ≈ HK$59,918/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$386,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,362
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,203
−HK$853/mo
Today · 4.125%
HK$33,056
baseline
▲ 0.50% · 4.625%
HK$34,799
+HK$1,743/mo
Deposit HK$4.12M · loan HK$6.18M · min. income ≈ HK$66,112/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$386,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,889
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,912
−HK$1,040/mo
Today · 4.125%
HK$34,952
baseline
▲ 0.50% · 4.625%
HK$37,079
+HK$2,127/mo
Deposit HK$3.09M · loan HK$7.21M · min. income ≈ HK$69,904/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$386,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,589
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,570
−HK$996/mo
Today · 4.125%
HK$38,566
baseline
▲ 0.50% · 4.625%
HK$40,599
+HK$2,033/mo
Deposit HK$3.09M · loan HK$7.21M · min. income ≈ HK$77,132/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$386,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,286
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,602
−HK$1,336/mo
Today · 4.125%
HK$44,938
baseline
▲ 0.50% · 4.625%
HK$47,672
+HK$2,734/mo
Deposit HK$1.03M · loan HK$9.27M · min. income ≈ HK$89,876/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$386,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,043
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$48,305
−HK$1,280/mo
Today · 4.125%
HK$49,585
baseline
▲ 0.50% · 4.625%
HK$52,198
+HK$2,613/mo
Deposit HK$1.03M · loan HK$9.27M · min. income ≈ HK$99,170/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$386,345 · Scale 2, in force from 26 Feb 2026)