LTV · monthly repayment
▼ 0.50% · 3.625%
HK$234,992
−HK$14,736/mo
▼ 0.25% · 3.875%
HK$242,302
−HK$7,426/mo
Today · 4.125%
HK$249,728
baseline
▲ 0.50% · 4.625%
HK$264,924
+HK$15,196/mo
Deposit HK$51.53M · loan HK$51.53M · min. income ≈ HK$499,456/mo (50% DSR)
Upfront cash ≈ HK$56.69M (deposit + AVD stamp duty HK$5,166,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,426
−HK$14,125/mo
▼ 0.25% · 3.875%
HK$268,438
−HK$7,113/mo
Today · 4.125%
HK$275,551
baseline
▲ 0.50% · 4.625%
HK$290,075
+HK$14,524/mo
Deposit HK$51.53M · loan HK$51.53M · min. income ≈ HK$551,102/mo (50% DSR)
Upfront cash ≈ HK$56.69M (deposit + AVD stamp duty HK$5,166,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,991
−HK$17,683/mo
▼ 0.25% · 3.875%
HK$290,762
−HK$8,912/mo
Today · 4.125%
HK$299,674
baseline
▲ 0.50% · 4.625%
HK$317,908
+HK$18,234/mo
Deposit HK$41.22M · loan HK$61.83M · min. income ≈ HK$599,348/mo (50% DSR)
Upfront cash ≈ HK$46.39M (deposit + AVD stamp duty HK$5,166,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,712
−HK$16,949/mo
▼ 0.25% · 3.875%
HK$322,125
−HK$8,536/mo
Today · 4.125%
HK$330,661
baseline
▲ 0.50% · 4.625%
HK$348,090
+HK$17,429/mo
Deposit HK$41.22M · loan HK$61.83M · min. income ≈ HK$661,322/mo (50% DSR)
Upfront cash ≈ HK$46.39M (deposit + AVD stamp duty HK$5,166,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,989
−HK$20,631/mo
▼ 0.25% · 3.875%
HK$339,223
−HK$10,397/mo
Today · 4.125%
HK$349,620
baseline
▲ 0.50% · 4.625%
HK$370,893
+HK$21,273/mo
Deposit HK$30.92M · loan HK$72.14M · min. income ≈ HK$699,240/mo (50% DSR)
Upfront cash ≈ HK$36.08M (deposit + AVD stamp duty HK$5,166,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,997
−HK$19,774/mo
▼ 0.25% · 3.875%
HK$375,813
−HK$9,958/mo
Today · 4.125%
HK$385,771
baseline
▲ 0.50% · 4.625%
HK$406,105
+HK$20,334/mo
Deposit HK$30.92M · loan HK$72.14M · min. income ≈ HK$771,542/mo (50% DSR)
Upfront cash ≈ HK$36.08M (deposit + AVD stamp duty HK$5,166,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$422,986
−HK$26,525/mo
▼ 0.25% · 3.875%
HK$436,143
−HK$13,368/mo
Today · 4.125%
HK$449,511
baseline
▲ 0.50% · 4.625%
HK$476,863
+HK$27,352/mo
Deposit HK$10.31M · loan HK$92.75M · min. income ≈ HK$899,022/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$5,166,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$470,568
−HK$25,423/mo
▼ 0.25% · 3.875%
HK$483,188
−HK$12,803/mo
Today · 4.125%
HK$495,991
baseline
▲ 0.50% · 4.625%
HK$522,135
+HK$26,144/mo
Deposit HK$10.31M · loan HK$92.75M · min. income ≈ HK$991,982/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$5,166,548 · Scale 2, in force from 26 Feb 2026)