LTV · monthly repayment
▼ 0.50% · 3.625%
HK$235,093
−HK$14,743/mo
▼ 0.25% · 3.875%
HK$242,406
−HK$7,430/mo
Today · 4.125%
HK$249,836
baseline
▲ 0.50% · 4.625%
HK$265,038
+HK$15,202/mo
Deposit HK$51.55M · loan HK$51.55M · min. income ≈ HK$499,672/mo (50% DSR)
Upfront cash ≈ HK$56.73M (deposit + AVD stamp duty HK$5,179,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,539
−HK$14,130/mo
▼ 0.25% · 3.875%
HK$268,553
−HK$7,116/mo
Today · 4.125%
HK$275,669
baseline
▲ 0.50% · 4.625%
HK$290,200
+HK$14,531/mo
Deposit HK$51.55M · loan HK$51.55M · min. income ≈ HK$551,338/mo (50% DSR)
Upfront cash ≈ HK$56.73M (deposit + AVD stamp duty HK$5,179,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,112
−HK$17,691/mo
▼ 0.25% · 3.875%
HK$290,887
−HK$8,916/mo
Today · 4.125%
HK$299,803
baseline
▲ 0.50% · 4.625%
HK$318,045
+HK$18,242/mo
Deposit HK$41.24M · loan HK$61.86M · min. income ≈ HK$599,606/mo (50% DSR)
Upfront cash ≈ HK$46.42M (deposit + AVD stamp duty HK$5,179,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,847
−HK$16,956/mo
▼ 0.25% · 3.875%
HK$322,264
−HK$8,539/mo
Today · 4.125%
HK$330,803
baseline
▲ 0.50% · 4.625%
HK$348,240
+HK$17,437/mo
Deposit HK$41.24M · loan HK$61.86M · min. income ≈ HK$661,606/mo (50% DSR)
Upfront cash ≈ HK$46.42M (deposit + AVD stamp duty HK$5,179,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,131
−HK$20,639/mo
▼ 0.25% · 3.875%
HK$339,368
−HK$10,402/mo
Today · 4.125%
HK$349,770
baseline
▲ 0.50% · 4.625%
HK$371,053
+HK$21,283/mo
Deposit HK$30.93M · loan HK$72.17M · min. income ≈ HK$699,540/mo (50% DSR)
Upfront cash ≈ HK$36.11M (deposit + AVD stamp duty HK$5,179,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$366,155
−HK$19,782/mo
▼ 0.25% · 3.875%
HK$375,975
−HK$9,962/mo
Today · 4.125%
HK$385,937
baseline
▲ 0.50% · 4.625%
HK$406,280
+HK$20,343/mo
Deposit HK$30.93M · loan HK$72.17M · min. income ≈ HK$771,874/mo (50% DSR)
Upfront cash ≈ HK$36.11M (deposit + AVD stamp duty HK$5,179,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$423,168
−HK$26,536/mo
▼ 0.25% · 3.875%
HK$436,331
−HK$13,373/mo
Today · 4.125%
HK$449,704
baseline
▲ 0.50% · 4.625%
HK$477,068
+HK$27,364/mo
Deposit HK$10.31M · loan HK$92.79M · min. income ≈ HK$899,408/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$5,179,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$470,770
−HK$25,434/mo
▼ 0.25% · 3.875%
HK$483,396
−HK$12,808/mo
Today · 4.125%
HK$496,204
baseline
▲ 0.50% · 4.625%
HK$522,360
+HK$26,156/mo
Deposit HK$10.31M · loan HK$92.79M · min. income ≈ HK$992,408/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$5,179,854 · Scale 2, in force from 26 Feb 2026)