LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,515
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,246
−HK$744/mo
Today · 4.125%
HK$24,990
baseline
▲ 0.50% · 4.625%
HK$26,510
+HK$1,520/mo
Deposit HK$5.16M · loan HK$5.16M · min. income ≈ HK$49,980/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$386,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,160
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,862
−HK$712/mo
Today · 4.125%
HK$27,574
baseline
▲ 0.50% · 4.625%
HK$29,027
+HK$1,453/mo
Deposit HK$5.16M · loan HK$5.16M · min. income ≈ HK$55,148/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$386,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,218
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,096
−HK$891/mo
Today · 4.125%
HK$29,987
baseline
▲ 0.50% · 4.625%
HK$31,812
+HK$1,825/mo
Deposit HK$4.12M · loan HK$6.19M · min. income ≈ HK$59,974/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$386,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,392
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,234
−HK$854/mo
Today · 4.125%
HK$33,088
baseline
▲ 0.50% · 4.625%
HK$34,832
+HK$1,744/mo
Deposit HK$4.12M · loan HK$6.19M · min. income ≈ HK$66,176/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$386,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,921
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,945
−HK$1,040/mo
Today · 4.125%
HK$34,985
baseline
▲ 0.50% · 4.625%
HK$37,114
+HK$2,129/mo
Deposit HK$3.09M · loan HK$7.22M · min. income ≈ HK$69,970/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$386,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,624
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,606
−HK$997/mo
Today · 4.125%
HK$38,603
baseline
▲ 0.50% · 4.625%
HK$40,638
+HK$2,035/mo
Deposit HK$3.09M · loan HK$7.22M · min. income ≈ HK$77,206/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$386,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,327
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,644
−HK$1,337/mo
Today · 4.125%
HK$44,981
baseline
▲ 0.50% · 4.625%
HK$47,718
+HK$2,737/mo
Deposit HK$1.03M · loan HK$9.28M · min. income ≈ HK$89,962/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$386,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,088
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,351
−HK$1,281/mo
Today · 4.125%
HK$49,632
baseline
▲ 0.50% · 4.625%
HK$52,249
+HK$2,617/mo
Deposit HK$1.03M · loan HK$9.28M · min. income ≈ HK$99,264/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$386,716 · Scale 2, in force from 26 Feb 2026)