LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,516
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,247
−HK$744/mo
Today · 4.125%
HK$24,991
baseline
▲ 0.50% · 4.625%
HK$26,511
+HK$1,520/mo
Deposit HK$5.16M · loan HK$5.16M · min. income ≈ HK$49,982/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$386,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,161
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,863
−HK$712/mo
Today · 4.125%
HK$27,575
baseline
▲ 0.50% · 4.625%
HK$29,028
+HK$1,453/mo
Deposit HK$5.16M · loan HK$5.16M · min. income ≈ HK$55,150/mo (50% DSR)
Upfront cash ≈ HK$5.54M (deposit + AVD stamp duty HK$386,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,219
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,097
−HK$892/mo
Today · 4.125%
HK$29,989
baseline
▲ 0.50% · 4.625%
HK$31,813
+HK$1,824/mo
Deposit HK$4.13M · loan HK$6.19M · min. income ≈ HK$59,978/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$386,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,394
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,235
−HK$855/mo
Today · 4.125%
HK$33,090
baseline
▲ 0.50% · 4.625%
HK$34,834
+HK$1,744/mo
Deposit HK$4.13M · loan HK$6.19M · min. income ≈ HK$66,180/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$386,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,922
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,946
−HK$1,041/mo
Today · 4.125%
HK$34,987
baseline
▲ 0.50% · 4.625%
HK$37,116
+HK$2,129/mo
Deposit HK$3.09M · loan HK$7.22M · min. income ≈ HK$69,974/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$386,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,626
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,608
−HK$997/mo
Today · 4.125%
HK$38,605
baseline
▲ 0.50% · 4.625%
HK$40,639
+HK$2,034/mo
Deposit HK$3.09M · loan HK$7.22M · min. income ≈ HK$77,210/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$386,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,329
−HK$2,654/mo
▼ 0.25% · 3.875%
HK$43,645
−HK$1,338/mo
Today · 4.125%
HK$44,983
baseline
▲ 0.50% · 4.625%
HK$47,720
+HK$2,737/mo
Deposit HK$1.03M · loan HK$9.28M · min. income ≈ HK$89,966/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$386,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,090
−HK$2,544/mo
▼ 0.25% · 3.875%
HK$48,353
−HK$1,281/mo
Today · 4.125%
HK$49,634
baseline
▲ 0.50% · 4.625%
HK$52,251
+HK$2,617/mo
Deposit HK$1.03M · loan HK$9.28M · min. income ≈ HK$99,268/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$386,732 · Scale 2, in force from 26 Feb 2026)