LTV · monthly repayment
▼ 0.50% · 3.625%
HK$235,354
−HK$14,759/mo
▼ 0.25% · 3.875%
HK$242,675
−HK$7,438/mo
Today · 4.125%
HK$250,113
baseline
▲ 0.50% · 4.625%
HK$265,331
+HK$15,218/mo
Deposit HK$51.61M · loan HK$51.61M · min. income ≈ HK$500,226/mo (50% DSR)
Upfront cash ≈ HK$56.82M (deposit + AVD stamp duty HK$5,214,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,829
−HK$14,146/mo
▼ 0.25% · 3.875%
HK$268,851
−HK$7,124/mo
Today · 4.125%
HK$275,975
baseline
▲ 0.50% · 4.625%
HK$290,522
+HK$14,547/mo
Deposit HK$51.61M · loan HK$51.61M · min. income ≈ HK$551,950/mo (50% DSR)
Upfront cash ≈ HK$56.82M (deposit + AVD stamp duty HK$5,214,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,425
−HK$17,710/mo
▼ 0.25% · 3.875%
HK$291,210
−HK$8,925/mo
Today · 4.125%
HK$300,135
baseline
▲ 0.50% · 4.625%
HK$318,398
+HK$18,263/mo
Deposit HK$41.29M · loan HK$61.93M · min. income ≈ HK$600,270/mo (50% DSR)
Upfront cash ≈ HK$46.50M (deposit + AVD stamp duty HK$5,214,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,195
−HK$16,975/mo
▼ 0.25% · 3.875%
HK$322,621
−HK$8,549/mo
Today · 4.125%
HK$331,170
baseline
▲ 0.50% · 4.625%
HK$348,626
+HK$17,456/mo
Deposit HK$41.29M · loan HK$61.93M · min. income ≈ HK$662,340/mo (50% DSR)
Upfront cash ≈ HK$46.50M (deposit + AVD stamp duty HK$5,214,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,495
−HK$20,663/mo
▼ 0.25% · 3.875%
HK$339,745
−HK$10,413/mo
Today · 4.125%
HK$350,158
baseline
▲ 0.50% · 4.625%
HK$371,464
+HK$21,306/mo
Deposit HK$30.96M · loan HK$72.25M · min. income ≈ HK$700,316/mo (50% DSR)
Upfront cash ≈ HK$36.18M (deposit + AVD stamp duty HK$5,214,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$366,560
−HK$19,804/mo
▼ 0.25% · 3.875%
HK$376,391
−HK$9,973/mo
Today · 4.125%
HK$386,364
baseline
▲ 0.50% · 4.625%
HK$406,730
+HK$20,366/mo
Deposit HK$30.96M · loan HK$72.25M · min. income ≈ HK$772,728/mo (50% DSR)
Upfront cash ≈ HK$36.18M (deposit + AVD stamp duty HK$5,214,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$423,637
−HK$26,566/mo
▼ 0.25% · 3.875%
HK$436,814
−HK$13,389/mo
Today · 4.125%
HK$450,203
baseline
▲ 0.50% · 4.625%
HK$477,596
+HK$27,393/mo
Deposit HK$10.32M · loan HK$92.89M · min. income ≈ HK$900,406/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$5,214,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$471,292
−HK$25,462/mo
▼ 0.25% · 3.875%
HK$483,932
−HK$12,822/mo
Today · 4.125%
HK$496,754
baseline
▲ 0.50% · 4.625%
HK$522,939
+HK$26,185/mo
Deposit HK$10.32M · loan HK$92.89M · min. income ≈ HK$993,508/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$5,214,131 · Scale 2, in force from 26 Feb 2026)