LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,536
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,268
−HK$743/mo
Today · 4.125%
HK$25,011
baseline
▲ 0.50% · 4.625%
HK$26,533
+HK$1,522/mo
Deposit HK$5.16M · loan HK$5.16M · min. income ≈ HK$50,022/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$387,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,183
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,885
−HK$713/mo
Today · 4.125%
HK$27,598
baseline
▲ 0.50% · 4.625%
HK$29,052
+HK$1,454/mo
Deposit HK$5.16M · loan HK$5.16M · min. income ≈ HK$55,196/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$387,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,243
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,121
−HK$893/mo
Today · 4.125%
HK$30,014
baseline
▲ 0.50% · 4.625%
HK$31,840
+HK$1,826/mo
Deposit HK$4.13M · loan HK$6.19M · min. income ≈ HK$60,028/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,420
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,262
−HK$855/mo
Today · 4.125%
HK$33,117
baseline
▲ 0.50% · 4.625%
HK$34,863
+HK$1,746/mo
Deposit HK$4.13M · loan HK$6.19M · min. income ≈ HK$66,234/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,950
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,975
−HK$1,041/mo
Today · 4.125%
HK$35,016
baseline
▲ 0.50% · 4.625%
HK$37,147
+HK$2,131/mo
Deposit HK$3.10M · loan HK$7.23M · min. income ≈ HK$70,032/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$387,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,656
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,639
−HK$998/mo
Today · 4.125%
HK$38,637
baseline
▲ 0.50% · 4.625%
HK$40,673
+HK$2,036/mo
Deposit HK$3.10M · loan HK$7.23M · min. income ≈ HK$77,274/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$387,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,364
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,682
−HK$1,339/mo
Today · 4.125%
HK$45,021
baseline
▲ 0.50% · 4.625%
HK$47,760
+HK$2,739/mo
Deposit HK$1.03M · loan HK$9.29M · min. income ≈ HK$90,042/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,130
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,394
−HK$1,282/mo
Today · 4.125%
HK$49,676
baseline
▲ 0.50% · 4.625%
HK$52,294
+HK$2,618/mo
Deposit HK$1.03M · loan HK$9.29M · min. income ≈ HK$99,352/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,055 · Scale 2, in force from 26 Feb 2026)