LTV · monthly repayment
▼ 0.50% · 3.625%
HK$235,361
−HK$14,759/mo
▼ 0.25% · 3.875%
HK$242,682
−HK$7,438/mo
Today · 4.125%
HK$250,120
baseline
▲ 0.50% · 4.625%
HK$265,339
+HK$15,219/mo
Deposit HK$51.61M · loan HK$51.61M · min. income ≈ HK$500,240/mo (50% DSR)
Upfront cash ≈ HK$56.82M (deposit + AVD stamp duty HK$5,215,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,837
−HK$14,146/mo
▼ 0.25% · 3.875%
HK$268,859
−HK$7,124/mo
Today · 4.125%
HK$275,983
baseline
▲ 0.50% · 4.625%
HK$290,530
+HK$14,547/mo
Deposit HK$51.61M · loan HK$51.61M · min. income ≈ HK$551,966/mo (50% DSR)
Upfront cash ≈ HK$56.82M (deposit + AVD stamp duty HK$5,215,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,433
−HK$17,711/mo
▼ 0.25% · 3.875%
HK$291,218
−HK$8,926/mo
Today · 4.125%
HK$300,144
baseline
▲ 0.50% · 4.625%
HK$318,407
+HK$18,263/mo
Deposit HK$41.29M · loan HK$61.93M · min. income ≈ HK$600,288/mo (50% DSR)
Upfront cash ≈ HK$46.50M (deposit + AVD stamp duty HK$5,215,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,204
−HK$16,975/mo
▼ 0.25% · 3.875%
HK$322,631
−HK$8,548/mo
Today · 4.125%
HK$331,179
baseline
▲ 0.50% · 4.625%
HK$348,636
+HK$17,457/mo
Deposit HK$41.29M · loan HK$61.93M · min. income ≈ HK$662,358/mo (50% DSR)
Upfront cash ≈ HK$46.50M (deposit + AVD stamp duty HK$5,215,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,505
−HK$20,663/mo
▼ 0.25% · 3.875%
HK$339,755
−HK$10,413/mo
Today · 4.125%
HK$350,168
baseline
▲ 0.50% · 4.625%
HK$371,475
+HK$21,307/mo
Deposit HK$30.97M · loan HK$72.25M · min. income ≈ HK$700,336/mo (50% DSR)
Upfront cash ≈ HK$36.18M (deposit + AVD stamp duty HK$5,215,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$366,571
−HK$19,805/mo
▼ 0.25% · 3.875%
HK$376,402
−HK$9,974/mo
Today · 4.125%
HK$386,376
baseline
▲ 0.50% · 4.625%
HK$406,742
+HK$20,366/mo
Deposit HK$30.97M · loan HK$72.25M · min. income ≈ HK$772,752/mo (50% DSR)
Upfront cash ≈ HK$36.18M (deposit + AVD stamp duty HK$5,215,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$423,649
−HK$26,567/mo
▼ 0.25% · 3.875%
HK$436,827
−HK$13,389/mo
Today · 4.125%
HK$450,216
baseline
▲ 0.50% · 4.625%
HK$477,611
+HK$27,395/mo
Deposit HK$10.32M · loan HK$92.90M · min. income ≈ HK$900,432/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$5,215,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$471,306
−HK$25,463/mo
▼ 0.25% · 3.875%
HK$483,946
−HK$12,823/mo
Today · 4.125%
HK$496,769
baseline
▲ 0.50% · 4.625%
HK$522,954
+HK$26,185/mo
Deposit HK$10.32M · loan HK$92.90M · min. income ≈ HK$993,538/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$5,215,046 · Scale 2, in force from 26 Feb 2026)