LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,541
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,273
−HK$744/mo
Today · 4.125%
HK$25,017
baseline
▲ 0.50% · 4.625%
HK$26,539
+HK$1,522/mo
Deposit HK$5.16M · loan HK$5.16M · min. income ≈ HK$50,034/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$387,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,189
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,891
−HK$713/mo
Today · 4.125%
HK$27,604
baseline
▲ 0.50% · 4.625%
HK$29,059
+HK$1,455/mo
Deposit HK$5.16M · loan HK$5.16M · min. income ≈ HK$55,208/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$387,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,249
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,127
−HK$893/mo
Today · 4.125%
HK$30,020
baseline
▲ 0.50% · 4.625%
HK$31,847
+HK$1,827/mo
Deposit HK$4.13M · loan HK$6.19M · min. income ≈ HK$60,040/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,426
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,269
−HK$855/mo
Today · 4.125%
HK$33,124
baseline
▲ 0.50% · 4.625%
HK$34,870
+HK$1,746/mo
Deposit HK$4.13M · loan HK$6.19M · min. income ≈ HK$66,248/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,957
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,982
−HK$1,041/mo
Today · 4.125%
HK$35,023
baseline
▲ 0.50% · 4.625%
HK$37,155
+HK$2,132/mo
Deposit HK$3.10M · loan HK$7.23M · min. income ≈ HK$70,046/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$387,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,664
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,647
−HK$998/mo
Today · 4.125%
HK$38,645
baseline
▲ 0.50% · 4.625%
HK$40,682
+HK$2,037/mo
Deposit HK$3.10M · loan HK$7.23M · min. income ≈ HK$77,290/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$387,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,373
−HK$2,657/mo
▼ 0.25% · 3.875%
HK$43,691
−HK$1,339/mo
Today · 4.125%
HK$45,030
baseline
▲ 0.50% · 4.625%
HK$47,770
+HK$2,740/mo
Deposit HK$1.03M · loan HK$9.29M · min. income ≈ HK$90,060/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,140
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$48,404
−HK$1,282/mo
Today · 4.125%
HK$49,686
baseline
▲ 0.50% · 4.625%
HK$52,305
+HK$2,619/mo
Deposit HK$1.03M · loan HK$9.29M · min. income ≈ HK$99,372/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,137 · Scale 2, in force from 26 Feb 2026)