LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,543
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,276
−HK$744/mo
Today · 4.125%
HK$25,020
baseline
▲ 0.50% · 4.625%
HK$26,542
+HK$1,522/mo
Deposit HK$5.16M · loan HK$5.16M · min. income ≈ HK$50,040/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$387,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,192
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,894
−HK$713/mo
Today · 4.125%
HK$27,607
baseline
▲ 0.50% · 4.625%
HK$29,062
+HK$1,455/mo
Deposit HK$5.16M · loan HK$5.16M · min. income ≈ HK$55,214/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$387,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,252
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,131
−HK$893/mo
Today · 4.125%
HK$30,024
baseline
▲ 0.50% · 4.625%
HK$31,851
+HK$1,827/mo
Deposit HK$4.13M · loan HK$6.19M · min. income ≈ HK$60,048/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,430
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,273
−HK$855/mo
Today · 4.125%
HK$33,128
baseline
▲ 0.50% · 4.625%
HK$34,874
+HK$1,746/mo
Deposit HK$4.13M · loan HK$6.19M · min. income ≈ HK$66,256/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,961
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,986
−HK$1,042/mo
Today · 4.125%
HK$35,028
baseline
▲ 0.50% · 4.625%
HK$37,159
+HK$2,131/mo
Deposit HK$3.10M · loan HK$7.23M · min. income ≈ HK$70,056/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$387,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,668
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,652
−HK$998/mo
Today · 4.125%
HK$38,650
baseline
▲ 0.50% · 4.625%
HK$40,687
+HK$2,037/mo
Deposit HK$3.10M · loan HK$7.23M · min. income ≈ HK$77,300/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$387,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,378
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,696
−HK$1,340/mo
Today · 4.125%
HK$45,036
baseline
▲ 0.50% · 4.625%
HK$47,776
+HK$2,740/mo
Deposit HK$1.03M · loan HK$9.29M · min. income ≈ HK$90,072/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,145
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,410
−HK$1,282/mo
Today · 4.125%
HK$49,692
baseline
▲ 0.50% · 4.625%
HK$52,312
+HK$2,620/mo
Deposit HK$1.03M · loan HK$9.29M · min. income ≈ HK$99,384/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,184 · Scale 2, in force from 26 Feb 2026)