LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,544
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,276
−HK$745/mo
Today · 4.125%
HK$25,021
baseline
▲ 0.50% · 4.625%
HK$26,543
+HK$1,522/mo
Deposit HK$5.16M · loan HK$5.16M · min. income ≈ HK$50,042/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$387,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,193
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,895
−HK$713/mo
Today · 4.125%
HK$27,608
baseline
▲ 0.50% · 4.625%
HK$29,063
+HK$1,455/mo
Deposit HK$5.16M · loan HK$5.16M · min. income ≈ HK$55,216/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$387,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,253
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,132
−HK$893/mo
Today · 4.125%
HK$30,025
baseline
▲ 0.50% · 4.625%
HK$31,852
+HK$1,827/mo
Deposit HK$4.13M · loan HK$6.20M · min. income ≈ HK$60,050/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,431
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,274
−HK$855/mo
Today · 4.125%
HK$33,129
baseline
▲ 0.50% · 4.625%
HK$34,876
+HK$1,747/mo
Deposit HK$4.13M · loan HK$6.20M · min. income ≈ HK$66,258/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,962
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,987
−HK$1,042/mo
Today · 4.125%
HK$35,029
baseline
▲ 0.50% · 4.625%
HK$37,160
+HK$2,131/mo
Deposit HK$3.10M · loan HK$7.23M · min. income ≈ HK$70,058/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$387,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,670
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,653
−HK$998/mo
Today · 4.125%
HK$38,651
baseline
▲ 0.50% · 4.625%
HK$40,688
+HK$2,037/mo
Deposit HK$3.10M · loan HK$7.23M · min. income ≈ HK$77,302/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$387,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,379
−HK$2,658/mo
▼ 0.25% · 3.875%
HK$43,698
−HK$1,339/mo
Today · 4.125%
HK$45,037
baseline
▲ 0.50% · 4.625%
HK$47,777
+HK$2,740/mo
Deposit HK$1.03M · loan HK$9.29M · min. income ≈ HK$90,074/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,147
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$48,411
−HK$1,283/mo
Today · 4.125%
HK$49,694
baseline
▲ 0.50% · 4.625%
HK$52,313
+HK$2,619/mo
Deposit HK$1.03M · loan HK$9.29M · min. income ≈ HK$99,388/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,195 · Scale 2, in force from 26 Feb 2026)