LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,559
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,292
−HK$744/mo
Today · 4.125%
HK$25,036
baseline
▲ 0.50% · 4.625%
HK$26,560
+HK$1,524/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$50,072/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$387,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,209
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,912
−HK$713/mo
Today · 4.125%
HK$27,625
baseline
▲ 0.50% · 4.625%
HK$29,081
+HK$1,456/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$55,250/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$387,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,271
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,150
−HK$894/mo
Today · 4.125%
HK$30,044
baseline
▲ 0.50% · 4.625%
HK$31,872
+HK$1,828/mo
Deposit HK$4.13M · loan HK$6.20M · min. income ≈ HK$60,088/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,451
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,294
−HK$856/mo
Today · 4.125%
HK$33,150
baseline
▲ 0.50% · 4.625%
HK$34,898
+HK$1,748/mo
Deposit HK$4.13M · loan HK$6.20M · min. income ≈ HK$66,300/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,983
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,009
−HK$1,042/mo
Today · 4.125%
HK$35,051
baseline
▲ 0.50% · 4.625%
HK$37,184
+HK$2,133/mo
Deposit HK$3.10M · loan HK$7.23M · min. income ≈ HK$70,102/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,693
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,677
−HK$998/mo
Today · 4.125%
HK$38,675
baseline
▲ 0.50% · 4.625%
HK$40,714
+HK$2,039/mo
Deposit HK$3.10M · loan HK$7.23M · min. income ≈ HK$77,350/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,406
−HK$2,659/mo
▼ 0.25% · 3.875%
HK$43,725
−HK$1,340/mo
Today · 4.125%
HK$45,065
baseline
▲ 0.50% · 4.625%
HK$47,808
+HK$2,743/mo
Deposit HK$1.03M · loan HK$9.30M · min. income ≈ HK$90,130/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,176
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$48,442
−HK$1,283/mo
Today · 4.125%
HK$49,725
baseline
▲ 0.50% · 4.625%
HK$52,346
+HK$2,621/mo
Deposit HK$1.03M · loan HK$9.30M · min. income ≈ HK$99,450/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,440 · Scale 2, in force from 26 Feb 2026)