LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,566
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,299
−HK$745/mo
Today · 4.125%
HK$25,044
baseline
▲ 0.50% · 4.625%
HK$26,567
+HK$1,523/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$50,088/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$387,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,217
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,920
−HK$713/mo
Today · 4.125%
HK$27,633
baseline
▲ 0.50% · 4.625%
HK$29,090
+HK$1,457/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$55,266/mo (50% DSR)
Upfront cash ≈ HK$5.55M (deposit + AVD stamp duty HK$387,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,279
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,159
−HK$893/mo
Today · 4.125%
HK$30,052
baseline
▲ 0.50% · 4.625%
HK$31,881
+HK$1,829/mo
Deposit HK$4.13M · loan HK$6.20M · min. income ≈ HK$60,104/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,460
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,304
−HK$856/mo
Today · 4.125%
HK$33,160
baseline
▲ 0.50% · 4.625%
HK$34,908
+HK$1,748/mo
Deposit HK$4.13M · loan HK$6.20M · min. income ≈ HK$66,320/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,992
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,018
−HK$1,043/mo
Today · 4.125%
HK$35,061
baseline
▲ 0.50% · 4.625%
HK$37,194
+HK$2,133/mo
Deposit HK$3.10M · loan HK$7.23M · min. income ≈ HK$70,122/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,703
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,688
−HK$998/mo
Today · 4.125%
HK$38,686
baseline
▲ 0.50% · 4.625%
HK$40,726
+HK$2,040/mo
Deposit HK$3.10M · loan HK$7.23M · min. income ≈ HK$77,372/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,418
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,738
−HK$1,340/mo
Today · 4.125%
HK$45,078
baseline
▲ 0.50% · 4.625%
HK$47,821
+HK$2,743/mo
Deposit HK$1.03M · loan HK$9.30M · min. income ≈ HK$90,156/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,190
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,456
−HK$1,284/mo
Today · 4.125%
HK$49,740
baseline
▲ 0.50% · 4.625%
HK$52,361
+HK$2,621/mo
Deposit HK$1.03M · loan HK$9.30M · min. income ≈ HK$99,480/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,552 · Scale 2, in force from 26 Feb 2026)