LTV · monthly repayment
▼ 0.50% · 3.625%
HK$235,669
−HK$14,778/mo
▼ 0.25% · 3.875%
HK$242,999
−HK$7,448/mo
Today · 4.125%
HK$250,447
baseline
▲ 0.50% · 4.625%
HK$265,686
+HK$15,239/mo
Deposit HK$51.68M · loan HK$51.68M · min. income ≈ HK$500,894/mo (50% DSR)
Upfront cash ≈ HK$56.93M (deposit + AVD stamp duty HK$5,255,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,179
−HK$14,165/mo
▼ 0.25% · 3.875%
HK$269,211
−HK$7,133/mo
Today · 4.125%
HK$276,344
baseline
▲ 0.50% · 4.625%
HK$290,910
+HK$14,566/mo
Deposit HK$51.68M · loan HK$51.68M · min. income ≈ HK$552,688/mo (50% DSR)
Upfront cash ≈ HK$56.93M (deposit + AVD stamp duty HK$5,255,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,802
−HK$17,735/mo
▼ 0.25% · 3.875%
HK$291,599
−HK$8,938/mo
Today · 4.125%
HK$300,537
baseline
▲ 0.50% · 4.625%
HK$318,824
+HK$18,287/mo
Deposit HK$41.34M · loan HK$62.01M · min. income ≈ HK$601,074/mo (50% DSR)
Upfront cash ≈ HK$46.60M (deposit + AVD stamp duty HK$5,255,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,615
−HK$16,998/mo
▼ 0.25% · 3.875%
HK$323,053
−HK$8,560/mo
Today · 4.125%
HK$331,613
baseline
▲ 0.50% · 4.625%
HK$349,092
+HK$17,479/mo
Deposit HK$41.34M · loan HK$62.01M · min. income ≈ HK$663,226/mo (50% DSR)
Upfront cash ≈ HK$46.60M (deposit + AVD stamp duty HK$5,255,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,936
−HK$20,690/mo
▼ 0.25% · 3.875%
HK$340,199
−HK$10,427/mo
Today · 4.125%
HK$350,626
baseline
▲ 0.50% · 4.625%
HK$371,961
+HK$21,335/mo
Deposit HK$31.01M · loan HK$72.35M · min. income ≈ HK$701,252/mo (50% DSR)
Upfront cash ≈ HK$36.26M (deposit + AVD stamp duty HK$5,255,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$367,051
−HK$19,830/mo
▼ 0.25% · 3.875%
HK$376,895
−HK$9,986/mo
Today · 4.125%
HK$386,881
baseline
▲ 0.50% · 4.625%
HK$407,274
+HK$20,393/mo
Deposit HK$31.01M · loan HK$72.35M · min. income ≈ HK$773,762/mo (50% DSR)
Upfront cash ≈ HK$36.26M (deposit + AVD stamp duty HK$5,255,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$424,204
−HK$26,601/mo
▼ 0.25% · 3.875%
HK$437,399
−HK$13,406/mo
Today · 4.125%
HK$450,805
baseline
▲ 0.50% · 4.625%
HK$478,235
+HK$27,430/mo
Deposit HK$10.34M · loan HK$93.02M · min. income ≈ HK$901,610/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$5,255,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$471,922
−HK$25,497/mo
▼ 0.25% · 3.875%
HK$484,579
−HK$12,840/mo
Today · 4.125%
HK$497,419
baseline
▲ 0.50% · 4.625%
HK$523,638
+HK$26,219/mo
Deposit HK$10.34M · loan HK$93.02M · min. income ≈ HK$994,838/mo (50% DSR)
Upfront cash ≈ HK$15.59M (deposit + AVD stamp duty HK$5,255,549 · Scale 2, in force from 26 Feb 2026)