LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,571
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,304
−HK$745/mo
Today · 4.125%
HK$25,049
baseline
▲ 0.50% · 4.625%
HK$26,573
+HK$1,524/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$50,098/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$387,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,222
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,925
−HK$714/mo
Today · 4.125%
HK$27,639
baseline
▲ 0.50% · 4.625%
HK$29,096
+HK$1,457/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$55,278/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$387,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,285
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,164
−HK$894/mo
Today · 4.125%
HK$30,058
baseline
▲ 0.50% · 4.625%
HK$31,887
+HK$1,829/mo
Deposit HK$4.13M · loan HK$6.20M · min. income ≈ HK$60,116/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,466
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,310
−HK$856/mo
Today · 4.125%
HK$33,166
baseline
▲ 0.50% · 4.625%
HK$34,915
+HK$1,749/mo
Deposit HK$4.13M · loan HK$6.20M · min. income ≈ HK$66,332/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,999
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,025
−HK$1,043/mo
Today · 4.125%
HK$35,068
baseline
▲ 0.50% · 4.625%
HK$37,202
+HK$2,134/mo
Deposit HK$3.10M · loan HK$7.24M · min. income ≈ HK$70,136/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,711
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,695
−HK$999/mo
Today · 4.125%
HK$38,694
baseline
▲ 0.50% · 4.625%
HK$40,734
+HK$2,040/mo
Deposit HK$3.10M · loan HK$7.24M · min. income ≈ HK$77,388/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,427
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,747
−HK$1,340/mo
Today · 4.125%
HK$45,087
baseline
▲ 0.50% · 4.625%
HK$47,831
+HK$2,744/mo
Deposit HK$1.03M · loan HK$9.30M · min. income ≈ HK$90,174/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,200
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,465
−HK$1,285/mo
Today · 4.125%
HK$49,750
baseline
▲ 0.50% · 4.625%
HK$52,372
+HK$2,622/mo
Deposit HK$1.03M · loan HK$9.30M · min. income ≈ HK$99,500/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,630 · Scale 2, in force from 26 Feb 2026)