LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,571
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,304
−HK$745/mo
Today · 4.125%
HK$25,049
baseline
▲ 0.50% · 4.625%
HK$26,573
+HK$1,524/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$50,098/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$387,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,223
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,926
−HK$713/mo
Today · 4.125%
HK$27,639
baseline
▲ 0.50% · 4.625%
HK$29,096
+HK$1,457/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$55,278/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$387,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,285
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,165
−HK$894/mo
Today · 4.125%
HK$30,059
baseline
▲ 0.50% · 4.625%
HK$31,888
+HK$1,829/mo
Deposit HK$4.13M · loan HK$6.20M · min. income ≈ HK$60,118/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,467
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,311
−HK$856/mo
Today · 4.125%
HK$33,167
baseline
▲ 0.50% · 4.625%
HK$34,916
+HK$1,749/mo
Deposit HK$4.13M · loan HK$6.20M · min. income ≈ HK$66,334/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,000
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,026
−HK$1,043/mo
Today · 4.125%
HK$35,069
baseline
▲ 0.50% · 4.625%
HK$37,203
+HK$2,134/mo
Deposit HK$3.10M · loan HK$7.24M · min. income ≈ HK$70,138/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,712
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,696
−HK$999/mo
Today · 4.125%
HK$38,695
baseline
▲ 0.50% · 4.625%
HK$40,735
+HK$2,040/mo
Deposit HK$3.10M · loan HK$7.24M · min. income ≈ HK$77,390/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,428
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,748
−HK$1,341/mo
Today · 4.125%
HK$45,089
baseline
▲ 0.50% · 4.625%
HK$47,832
+HK$2,743/mo
Deposit HK$1.03M · loan HK$9.30M · min. income ≈ HK$90,178/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,201
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,467
−HK$1,284/mo
Today · 4.125%
HK$49,751
baseline
▲ 0.50% · 4.625%
HK$52,373
+HK$2,622/mo
Deposit HK$1.03M · loan HK$9.30M · min. income ≈ HK$99,502/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,640 · Scale 2, in force from 26 Feb 2026)