LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,571
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,305
−HK$745/mo
Today · 4.125%
HK$25,050
baseline
▲ 0.50% · 4.625%
HK$26,574
+HK$1,524/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$50,100/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$387,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,223
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,926
−HK$714/mo
Today · 4.125%
HK$27,640
baseline
▲ 0.50% · 4.625%
HK$29,097
+HK$1,457/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$55,280/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$387,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,286
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,166
−HK$893/mo
Today · 4.125%
HK$30,059
baseline
▲ 0.50% · 4.625%
HK$31,888
+HK$1,829/mo
Deposit HK$4.13M · loan HK$6.20M · min. income ≈ HK$60,118/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,468
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,311
−HK$857/mo
Today · 4.125%
HK$33,168
baseline
▲ 0.50% · 4.625%
HK$34,916
+HK$1,748/mo
Deposit HK$4.13M · loan HK$6.20M · min. income ≈ HK$66,336/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,000
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,026
−HK$1,043/mo
Today · 4.125%
HK$35,069
baseline
▲ 0.50% · 4.625%
HK$37,203
+HK$2,134/mo
Deposit HK$3.10M · loan HK$7.24M · min. income ≈ HK$70,138/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,712
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,697
−HK$999/mo
Today · 4.125%
HK$38,696
baseline
▲ 0.50% · 4.625%
HK$40,735
+HK$2,039/mo
Deposit HK$3.10M · loan HK$7.24M · min. income ≈ HK$77,392/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,429
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$43,748
−HK$1,341/mo
Today · 4.125%
HK$45,089
baseline
▲ 0.50% · 4.625%
HK$47,833
+HK$2,744/mo
Deposit HK$1.03M · loan HK$9.30M · min. income ≈ HK$90,178/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,201
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,467
−HK$1,284/mo
Today · 4.125%
HK$49,751
baseline
▲ 0.50% · 4.625%
HK$52,374
+HK$2,623/mo
Deposit HK$1.03M · loan HK$9.30M · min. income ≈ HK$99,502/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,644 · Scale 2, in force from 26 Feb 2026)