LTV · monthly repayment
▼ 0.50% · 3.625%
HK$235,747
−HK$14,784/mo
▼ 0.25% · 3.875%
HK$243,080
−HK$7,451/mo
Today · 4.125%
HK$250,531
baseline
▲ 0.50% · 4.625%
HK$265,775
+HK$15,244/mo
Deposit HK$51.69M · loan HK$51.69M · min. income ≈ HK$501,062/mo (50% DSR)
Upfront cash ≈ HK$56.96M (deposit + AVD stamp duty HK$5,265,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,266
−HK$14,170/mo
▼ 0.25% · 3.875%
HK$269,300
−HK$7,136/mo
Today · 4.125%
HK$276,436
baseline
▲ 0.50% · 4.625%
HK$291,007
+HK$14,571/mo
Deposit HK$51.69M · loan HK$51.69M · min. income ≈ HK$552,872/mo (50% DSR)
Upfront cash ≈ HK$56.96M (deposit + AVD stamp duty HK$5,265,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,897
−HK$17,740/mo
▼ 0.25% · 3.875%
HK$291,696
−HK$8,941/mo
Today · 4.125%
HK$300,637
baseline
▲ 0.50% · 4.625%
HK$318,930
+HK$18,293/mo
Deposit HK$41.35M · loan HK$62.03M · min. income ≈ HK$601,274/mo (50% DSR)
Upfront cash ≈ HK$46.62M (deposit + AVD stamp duty HK$5,265,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,720
−HK$17,003/mo
▼ 0.25% · 3.875%
HK$323,160
−HK$8,563/mo
Today · 4.125%
HK$331,723
baseline
▲ 0.50% · 4.625%
HK$349,209
+HK$17,486/mo
Deposit HK$41.35M · loan HK$62.03M · min. income ≈ HK$663,446/mo (50% DSR)
Upfront cash ≈ HK$46.62M (deposit + AVD stamp duty HK$5,265,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,046
−HK$20,697/mo
▼ 0.25% · 3.875%
HK$340,312
−HK$10,431/mo
Today · 4.125%
HK$350,743
baseline
▲ 0.50% · 4.625%
HK$372,085
+HK$21,342/mo
Deposit HK$31.02M · loan HK$72.37M · min. income ≈ HK$701,486/mo (50% DSR)
Upfront cash ≈ HK$36.28M (deposit + AVD stamp duty HK$5,265,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$367,173
−HK$19,837/mo
▼ 0.25% · 3.875%
HK$377,020
−HK$9,990/mo
Today · 4.125%
HK$387,010
baseline
▲ 0.50% · 4.625%
HK$407,410
+HK$20,400/mo
Deposit HK$31.02M · loan HK$72.37M · min. income ≈ HK$774,020/mo (50% DSR)
Upfront cash ≈ HK$36.28M (deposit + AVD stamp duty HK$5,265,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$424,345
−HK$26,610/mo
▼ 0.25% · 3.875%
HK$437,544
−HK$13,411/mo
Today · 4.125%
HK$450,955
baseline
▲ 0.50% · 4.625%
HK$478,395
+HK$27,440/mo
Deposit HK$10.34M · loan HK$93.05M · min. income ≈ HK$901,910/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$5,265,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$472,079
−HK$25,505/mo
▼ 0.25% · 3.875%
HK$484,740
−HK$12,844/mo
Today · 4.125%
HK$497,584
baseline
▲ 0.50% · 4.625%
HK$523,813
+HK$26,229/mo
Deposit HK$10.34M · loan HK$93.05M · min. income ≈ HK$995,168/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$5,265,877 · Scale 2, in force from 26 Feb 2026)