LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,575
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,308
−HK$745/mo
Today · 4.125%
HK$25,053
baseline
▲ 0.50% · 4.625%
HK$26,578
+HK$1,525/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$50,106/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$387,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,227
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,930
−HK$714/mo
Today · 4.125%
HK$27,644
baseline
▲ 0.50% · 4.625%
HK$29,101
+HK$1,457/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$55,288/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$387,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,290
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,170
−HK$894/mo
Today · 4.125%
HK$30,064
baseline
▲ 0.50% · 4.625%
HK$31,893
+HK$1,829/mo
Deposit HK$4.14M · loan HK$6.20M · min. income ≈ HK$60,128/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,472
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,316
−HK$856/mo
Today · 4.125%
HK$33,172
baseline
▲ 0.50% · 4.625%
HK$34,921
+HK$1,749/mo
Deposit HK$4.14M · loan HK$6.20M · min. income ≈ HK$66,344/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,005
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,031
−HK$1,043/mo
Today · 4.125%
HK$35,074
baseline
▲ 0.50% · 4.625%
HK$37,209
+HK$2,135/mo
Deposit HK$3.10M · loan HK$7.24M · min. income ≈ HK$70,148/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,717
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,702
−HK$999/mo
Today · 4.125%
HK$38,701
baseline
▲ 0.50% · 4.625%
HK$40,741
+HK$2,040/mo
Deposit HK$3.10M · loan HK$7.24M · min. income ≈ HK$77,402/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,435
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,755
−HK$1,341/mo
Today · 4.125%
HK$45,096
baseline
▲ 0.50% · 4.625%
HK$47,840
+HK$2,744/mo
Deposit HK$1.03M · loan HK$9.30M · min. income ≈ HK$90,192/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,208
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,474
−HK$1,285/mo
Today · 4.125%
HK$49,759
baseline
▲ 0.50% · 4.625%
HK$52,381
+HK$2,622/mo
Deposit HK$1.03M · loan HK$9.30M · min. income ≈ HK$99,518/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,700 · Scale 2, in force from 26 Feb 2026)