LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,576
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,310
−HK$745/mo
Today · 4.125%
HK$25,055
baseline
▲ 0.50% · 4.625%
HK$26,579
+HK$1,524/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$50,110/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$387,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,228
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,932
−HK$713/mo
Today · 4.125%
HK$27,645
baseline
▲ 0.50% · 4.625%
HK$29,102
+HK$1,457/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$55,290/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$387,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,291
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,171
−HK$895/mo
Today · 4.125%
HK$30,066
baseline
▲ 0.50% · 4.625%
HK$31,895
+HK$1,829/mo
Deposit HK$4.14M · loan HK$6.20M · min. income ≈ HK$60,132/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,474
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,318
−HK$856/mo
Today · 4.125%
HK$33,174
baseline
▲ 0.50% · 4.625%
HK$34,923
+HK$1,749/mo
Deposit HK$4.14M · loan HK$6.20M · min. income ≈ HK$66,348/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,007
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,033
−HK$1,043/mo
Today · 4.125%
HK$35,076
baseline
▲ 0.50% · 4.625%
HK$37,211
+HK$2,135/mo
Deposit HK$3.10M · loan HK$7.24M · min. income ≈ HK$70,152/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,720
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,704
−HK$999/mo
Today · 4.125%
HK$38,703
baseline
▲ 0.50% · 4.625%
HK$40,743
+HK$2,040/mo
Deposit HK$3.10M · loan HK$7.24M · min. income ≈ HK$77,406/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,437
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,757
−HK$1,341/mo
Today · 4.125%
HK$45,098
baseline
▲ 0.50% · 4.625%
HK$47,842
+HK$2,744/mo
Deposit HK$1.03M · loan HK$9.31M · min. income ≈ HK$90,196/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,211
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$48,477
−HK$1,284/mo
Today · 4.125%
HK$49,761
baseline
▲ 0.50% · 4.625%
HK$52,384
+HK$2,623/mo
Deposit HK$1.03M · loan HK$9.31M · min. income ≈ HK$99,522/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,723 · Scale 2, in force from 26 Feb 2026)