LTV · monthly repayment
▼ 0.50% · 3.625%
HK$23,578
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,311
−HK$745/mo
Today · 4.125%
HK$25,056
baseline
▲ 0.50% · 4.625%
HK$26,581
+HK$1,525/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$50,112/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$387,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,230
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,934
−HK$713/mo
Today · 4.125%
HK$27,647
baseline
▲ 0.50% · 4.625%
HK$29,105
+HK$1,458/mo
Deposit HK$5.17M · loan HK$5.17M · min. income ≈ HK$55,294/mo (50% DSR)
Upfront cash ≈ HK$5.56M (deposit + AVD stamp duty HK$387,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,293
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,174
−HK$894/mo
Today · 4.125%
HK$30,068
baseline
▲ 0.50% · 4.625%
HK$31,897
+HK$1,829/mo
Deposit HK$4.14M · loan HK$6.20M · min. income ≈ HK$60,136/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,476
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,320
−HK$857/mo
Today · 4.125%
HK$33,177
baseline
▲ 0.50% · 4.625%
HK$34,925
+HK$1,748/mo
Deposit HK$4.14M · loan HK$6.20M · min. income ≈ HK$66,354/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$387,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,009
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,036
−HK$1,043/mo
Today · 4.125%
HK$35,079
baseline
▲ 0.50% · 4.625%
HK$37,213
+HK$2,134/mo
Deposit HK$3.10M · loan HK$7.24M · min. income ≈ HK$70,158/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,722
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,707
−HK$999/mo
Today · 4.125%
HK$38,706
baseline
▲ 0.50% · 4.625%
HK$40,746
+HK$2,040/mo
Deposit HK$3.10M · loan HK$7.24M · min. income ≈ HK$77,412/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$387,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,440
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$43,760
−HK$1,341/mo
Today · 4.125%
HK$45,101
baseline
▲ 0.50% · 4.625%
HK$47,846
+HK$2,745/mo
Deposit HK$1.03M · loan HK$9.31M · min. income ≈ HK$90,202/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,214
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$48,480
−HK$1,285/mo
Today · 4.125%
HK$49,765
baseline
▲ 0.50% · 4.625%
HK$52,388
+HK$2,623/mo
Deposit HK$1.03M · loan HK$9.31M · min. income ≈ HK$99,530/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$387,750 · Scale 2, in force from 26 Feb 2026)